Loading…
Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
12 PATRICIA Street
Brantford, ON N3T1W5
MLS® 40872825
59
Walk Score
78
Bike
$499,919
2 bed1 bath3 parking1,430 sqft
59
Walk Score
78
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 66 feet
F-RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,397.58
Interior
- Basement
- Finished, Full
- Heating
- Boiler
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Lower level | 31'5'' x 8'2'' |
| Recreation room | Lower level | 31'5'' x 14'3'' |
| Bedroom | Main level | 9'8'' x 11'4'' |
| 4pc Bathroom | Main level | 7'1'' x 7'7'' |
| Primary Bedroom | Main level | 10'4'' x 11'4'' |
| Sunroom | Main level | 9'11'' x 10'3'' |
| Kitchen | Main level | 12'7'' x 11'1'' |
| Living room | Main level | 15'5'' x 11'1'' |
| Foyer | Main level | 3'3'' x 6'5'' |
Description
Welcome to 12 Patricia Street, nestled in the charming Old West Brant neighbourhood. This beautifully updated bungalow offers the perfect blend of character and modern comfort, making it a true gem for families and entertainers alike. A welcoming front walkway of stone pavers leads you to the inviting porch and front door, setting the tone for what awaits inside. Step into a bright and airy main floor, enhanced by custom California shutters and stylish laminate flooring that flows seamlessly throughout. The living room exudes warmth with its cozy gas fireplace framed by a classic wood mantle, creating the ideal spot to relax on cooler evenings. The open-concept design effortlessly connects the living room to the modern kitchen, where quartz countertops, peninsula seating, and pot lights on dimmers add both style and functionality. Just off the kitchen, the sunroom provides the perfect transition to the outdoors, offering a peaceful view of the expansive backyard. The deep lot is a true highlight, featuring a firepit area for gatherings, a detached garage, and a convenient storage shed. The lower level expands the living space with a generously sized recreational room, finished with pot lights, providing endless options for family fun or entertaining. Thoughtfully updated from top to bottom, this home has seen significant renovations in recent years. In 2022, the interior was completely refreshed with new flooring, a reimagined open layout, a new kitchen with quartz counters, custom California shutters, and modern pot lighting. The same year, a new front entry door was installed, followed by a garage door with automatic opener in 2023. The bathroom was updated in 2025 with new flooring and fixtures, ensuring every detail has been carefully considered. Move-in ready and brimming with modern touches, this bungalow combines timeless curb appeal with contemporary upgrades—making 12 Patricia Street the perfect place to call home. (id:63161)
Listing Information
- MLS®
- 40872825
- Data last synced
- October 23, 2026
Pay It Forward Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Pay It Forward Realty
MLS® Number: 40872825
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$350/sqft
Building average
—
No other active listings in this building
2071 - Old West Brant average
$439/sqft
6 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,996) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,935.00
Periodic payment — Principal & Interest (monthly)$2,580.24
Additional monthly expenses (condo fees, tax, utilities, etc.)$355.13
Total monthly cost$2,935.38
Interest paid over 5-yr term$114,622.52
Balance at end of term$359,742.83
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,996
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.43
Cash Needed at Closing
Minimum down payment$24,996
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,969
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
