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Property Type: Detached HouseOwnership: Freehold
134 CATHARINE AVENUE
Brantford, ON N3T1Y4
MLS® X13739618
$370,000
3 bed2.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 45 x 90 FT
- Frontage
- 45 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,011 (2025)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Ground level | — |
| Bathroom | Second level | — |
| Den | Basement | — |
| Recreational, Games room | Basement | — |
| Dining room | Ground level | — |
| Kitchen | Ground level | — |
| Bathroom | Ground level | — |
| Foyer | Ground level | — |
| Laundry room | Ground level | — |
| Sunroom | Ground level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
Description
Welcome to 134 Catharine Avenue in desirable Old West Brant. This charming 1.5-storey detached home offers 3 bedrooms, a spacious living room and dining room, a good-sized kitchen, main-floor bathroom, and a convenient rear mudroom/laundry area. The upper level also includes space for a second bathroom that is currently unfinished and ready for completion. An enclosed front sunroom adds extra space, while the partially finished basement includes a rec room, den and additional storage space. Several important updates have already been completed, including upper-level windows in 2017, the front portion of the roof in 2018, and an owned furnace approximately 5 to 6 years old. This home does require updating and finishing, making it a great opportunity for buyers looking to renovate, add value and make a home their own in an established Brantford neighbourhood. (id:63159)
Listing Information
- MLS®
- X13739618
- Tax assessment year
- 2025
- Data last synced
- October 19, 2026
RIGHT AT HOME REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RIGHT AT HOME REALTY
MLS® Number: X13739618
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$296,000.00
Periodic payment — Principal & Interest (monthly)$1,909.69
Additional monthly expenses (condo fees, tax, utilities, etc.)$250.92
Total monthly cost$2,160.61
Interest paid over 5-yr term$84,834.45
Balance at end of term$266,252.96
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,500
Stress test qualifying rate8.19%
Payment you must qualify for$2,725.44
Cash Needed at Closing
Minimum down payment$18,500
Estimated Land Transfer Tax (LTT)$4,025
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,025
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
