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Property Type: Detached HouseOwnership: Freehold
13B CUMBERLAND Street
Brantford, ON N3S7J6
MLS® 40867993
$999,900
4 bed3.5 bath4 parking3,043 sqftBuilt 2023
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Stories
- 2
- Frontage
- 58 feet
R1B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,257.74
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreation room | Basement | 27'8'' x 34'10'' |
| Other | Second level | 8'0'' x 7'8'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 13'0'' x 12'1'' |
| Bedroom | Second level | 14'0'' x 10'0'' |
| Bedroom | Second level | 10'5'' x 12'0'' |
| 5pc Ensuite bath | Second level | 9'0'' x 10'9'' |
| Primary Bedroom | Second level | 13'0'' x 14'6'' |
| 2pc Bathroom | Main level | — |
| Laundry room | Main level | 6'11'' x 7'6'' |
| Kitchen | Main level | 14'11'' x 10'0'' |
| Dinette | Main level | 14'11'' x 11'0'' |
| Family room | Main level | 15'3'' x 21'10'' |
Description
CUSTOM BUILT, BEAUTIFULLY FINISHED & ONLY 3 YEARS OLD! This impressive home was built by Carriageview Construction and offers the look and feel of a new build without the wait, and it offers all the WOW factor! Built in 2023 with 2,203 sq. ft. of above-grade living space, this thoughtfully designed 2-storey features a unique open-concept floor plan, generous room sizes and beautiful finishes throughout. Step inside to 9-ft. ceilings, an abundance of natural light and a layout made for everyday living and entertaining. The heart of the home brings together the spacious kitchen, dining and living areas, anchored by a cozy gas fireplace. Quartz countertops, engineered vinyl plank flooring, LED strip lighting and motorized blinds across the rear windows add style and function, while main-floor laundry adds convenience. A gorgeous oak staircase with wrought-iron railings leads upstairs to 4 spacious bedrooms plus a versatile open area ideal for a home office, study space or reading nook. With 3 bathrooms, there's room for everyone! The finished basement adds an additional 840 sq. ft. of living space featuring a large, open rec room featuring a gorgeous electric fireplace. Step outside to a fully fenced backyard and 12' x 12' covered, concrete patio, perfect for BBQs, morning coffee and quiet evenings. The attractive brick, stone, vinyl and Hardie exterior delivers impressive curb appeal, complimented by a paved double-wide driveway and attached double-car garage. Central air and the balance of the TARION Warranty complete the package. Set in an established neighborhood and conveniently located near highway access for commuters. Why wait to build? Move in and enjoy! (id:63161)
Listing Information
- MLS®
- 40867993
- Data last synced
- October 26, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40867993
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$329/sqft
Building average
—
No other active listings in this building
2050 - Echo Place average
$420/sqft
20 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$799,920.00
Periodic payment — Principal & Interest (monthly)$5,160.81
Additional monthly expenses (condo fees, tax, utilities, etc.)$756.81
Total monthly cost$5,917.62
Interest paid over 5-yr term$229,259.37
Balance at end of term$719,530.63
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$74,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,171.51
Cash Needed at Closing
Minimum down payment$74,990
Estimated Land Transfer Tax (LTT)$16,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
