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Property Type: Detached HouseOwnership: Freehold
102 (A-C) SARAH Street
Brantford, ON N3S3A5
MLS® 40848948
$769,900
3 bed2 bath3 parking2,470 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 40 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,180
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning, Window air conditioner
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | 4'7'' x 7'10'' |
| Living room | Second level | 13'3'' x 10'4'' |
| Eat in kitchen | Second level | 11'4'' x 11'10'' |
| Bedroom | Second level | 8'3'' x 7'8'' |
| Primary Bedroom | Second level | 11'7'' x 9'11'' |
| 4pc Bathroom | Basement | 5'10'' x 8'2'' |
| Bedroom | Basement | 12'11'' x 9'4'' |
| Utility room | Basement | 10'0'' x 10'1'' |
| Recreation room | Basement | 21'3'' x 12'10'' |
Description
Rare investment opportunity! Welcome to this side-by-side bungalow triplex offering strong, reliable income and outstanding long-term potential. The property features two updated 2-bedroom, 1-bath units, each with a crawl space, plus a newer 3-bedroom unit built in 2016. All three units are carpet free, thoughtfully updated, and offer functional layouts that appeal to quality tenants. Currently generating an approximate 4.5% cap rate, all three units are leased until December 31, 2026, providing stable, predictable rental income for investors seeking a turnkey addition to their portfolio. Ideally located close to shopping, schools, parks, public transit, and with quick access to Highway 403, this property offers convenience for both tenants and owners alike. Looking to expand your investment? 102 Sarah St. can also be purchased together with 101 Sarah St., located directly across the street, creating an exceptional opportunity to acquire two rare bungalow triplexes in one strategic investment. Don't miss your chance to own this unique income-producing property. (id:63159)
Listing Information
- MLS®
- 40848948
- Data last synced
- October 17, 2026
RE/MAX Escarpment Golfi Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Escarpment Golfi Realty Inc.
MLS® Number: 40848948
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$312/sqft
Building average
—
No other active listings in this building
2044 - Victoria/Arthur average
$315/sqft
11 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($51,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$615,920.00
Periodic payment — Principal & Interest (monthly)$3,973.71
Additional monthly expenses (condo fees, tax, utilities, etc.)$389.00
Total monthly cost$4,362.71
Interest paid over 5-yr term$176,524.44
Balance at end of term$554,022.03
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$51,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,566.49
Cash Needed at Closing
Minimum down payment$51,990
Estimated Land Transfer Tax (LTT)$11,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
