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Property Type: Detached HouseOwnership: Freehold
166 CATHARINE Avenue
Brantford, ON N3T1Y7
MLS® 40842753
$524,900
3 bed2 bath1 parking627 sqft
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 627
- Lot size
- 0.07 acres
- Frontage
- 38 feet
F-RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,807.39
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | 7'3'' x 6'8'' |
| Utility room | Basement | 7'4'' x 9'4'' |
| Bedroom | Basement | 7'4'' x 9'0'' |
| Recreation room | Basement | 10'2'' x 25'8'' |
| 4pc Bathroom | Main level | 7'3'' x 4'11'' |
| Bedroom | Main level | 7'3'' x 9'4'' |
| Primary Bedroom | Main level | 10'6'' x 9'4'' |
| Kitchen | Main level | 10'4'' x 10'8'' |
| Living room | Main level | 10'6'' x 16'5'' |
Description
Welcome to this beautifully updated brick bungalow, ideally situated on a desirable corner lot in a well-established Brantford neighbourhood. Offering exceptional curb appeal, this move-in-ready home features a spacious stained wood deck that's perfect for outdoor entertaining or relaxing with family and friends. Inside, the bright and inviting main floor showcases modern laminate flooring, a sun-filled living room with a large bay window, and a functional kitchen complete with timeless wood shaker-style cabinetry, a stylish tile backsplash, and brand-new stove and dishwasher. Two comfortable bedrooms and an updated 4-piece bathroom complete the main level. Painted in neutral tones throughout, the home provides a fresh, modern canvas that's ready for your personal touch. The fully finished basement offers valuable additional living space, featuring a generous recreation room with pot lights, a contemporary 3-piece bathroom with a glass walk-in shower, and a dedicated laundry/utility room with a washer and dryer purchased in 2024. Outside, you'll find an attached double carport, a fully fenced backyard, and a garden shed for extra storage. Ideally located close to schools, parks, shopping, highway access, the Grand River, and scenic walking trails, this home offers the perfect balance of comfort, convenience, and outdoor recreation. An excellent opportunity for first-time buyers, growing families, downsizers, or investors—simply move in and enjoy! (id:63159)
Listing Information
- MLS®
- 40842753
- Data last synced
- September 15, 2026
eXp Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: eXp Realty
MLS® Number: 40842753
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$837/sqft
Building average
—
No other active listings in this building
2071 - Old West Brant average
$341/sqft
6 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($27,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$419,920.00
Periodic payment — Principal & Interest (monthly)$2,709.18
Additional monthly expenses (condo fees, tax, utilities, etc.)$264.95
Total monthly cost$2,974.13
Interest paid over 5-yr term$120,350.28
Balance at end of term$377,719.40
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$27,490
Stress test qualifying rate8.19%
Payment you must qualify for$3,856.79
Cash Needed at Closing
Minimum down payment$27,490
Estimated Land Transfer Tax (LTT)$6,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
