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Property Type: Detached HouseOwnership: Freehold
9 LANCASTER Avenue
Brantford, ON N3T5E5
MLS® 40860723
32
Walk Score
52
Bike
$450,000
3 bed1 bath3 parking817 sqft
32
Walk Score
52
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 49 feet
R1B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,919.05
Interior
- Basement
- Unfinished, Crawl space
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 8'0'' x 11'2'' |
| Bedroom | Main level | 7'8'' x 9'11'' |
| Bedroom | Main level | 7'6'' x 9'0'' |
| 4pc Bathroom | Main level | — |
| Bonus Room | Main level | 9'0'' x 23'0'' |
| Kitchen | Main level | 7'6'' x 11'0'' |
| Living room | Main level | 11'0'' x 15'8'' |
Description
Tucked into the heart of Brantford’s sought-after Holmedale neighbourhood, this charming three bedroom, one-bathroom home offers an opportunity to create something truly special. Surrounded by mature tree-lined streets and a welcoming community feel, this is the kind of neighbourhood where evening walks, bike rides and time outdoors become part of everyday life. Just steps from scenic Grand River trails, parks and green space, Holmedale is loved for its connection to nature, beautiful character homes and easy access to outdoor recreation including the SC Johnson Trail, Waterworks Park, and nearby river pathways. Families will appreciate the close proximity to great schools, playgrounds, and local amenities, all while enjoying the peaceful charm this stablished neighbourhood is known for. Inside, the home offers a solid starting point for buyers looking to add their own style and personal touches. Full of potential and warmth, it’s easy to imagine bringing new life to the space while preserving the character and comfort that make houses in this area so appealing. Whether you’re a first-time buyer, downsizer, or someone looking for a home in one of Brantford’s most loved neighbourhoods, this property is a wonderful opportunity to make Holmedale home. Don’t be TOO LATE*! *REG TM. RSA. (id:63159)
Listing Information
- MLS®
- 40860723
- Data last synced
- September 18, 2026
RE/MAX Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Escarpment Realty Inc.
MLS® Number: 40860723
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$551/sqft
Building average
—
No other active listings in this building
2038 - Holmedale average
$382/sqft
23 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$360,000.00
Periodic payment — Principal & Interest (monthly)$2,322.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$284.25
Total monthly cost$2,606.85
Interest paid over 5-yr term$103,177.03
Balance at end of term$323,821.16
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,314.72
Cash Needed at Closing
Minimum down payment$22,500
Estimated Land Transfer Tax (LTT)$5,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,475
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
