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Property Type: Detached HouseOwnership: Freehold
20 HOUSE Avenue
Brantford, ON N3R4G6
MLS® 40867520
$475,000
3 bed2 bath2 parking1,056 sqftBuilt 1905
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 26 feet
NLR (F9 A270 C40)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,892
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Second level | 5'6'' x 5'4'' |
| Bedroom | Second level | 8'9'' x 9'2'' |
| Bedroom | Second level | 9'11'' x 9'2'' |
| Primary Bedroom | Second level | 10'10'' x 12'3'' |
| 4pc Bathroom | Main level | 9'9'' x 8'10'' |
| Living room | Main level | 9'9'' x 14'10'' |
| Dining room | Main level | 8'1'' x 11'9'' |
| Kitchen | Main level | 12'9'' x 11'8'' |
Description
Move-in ready, full of charm, and beautifully renovated throughout, 20 House Avenue is a home you can simply move into and enjoy! Nestled in the heart of Brantford, this inviting home is an excellent fit for young families, downsizers, or work-from-home professionals. The bright main floor offers an easy, functional layout, flowing naturally for everyday living and entertaining. The kitchen is elegant, updated with white cabinets and a gas range, while the renovated bathroom and laundry area adds practicality and convenience. Upstairs, you’ll find three sizable bedrooms, offering plenty of flexibility for children, guests, or a home office. You will love the charming bathroom, featuring a classic clawfoot tub. The home also includes an unfinished basement, which acts as a blank canvas to suit your family’s needs. The large, fully-fenced backyard is another highlight, providing generous space for summer barbecues, gardening, or outdoor play for the kids. Centrally located close to shopping, restaurants, parks, and schools, your everyday needs are just minutes away. Close to Highway 403, commuters will also appreciate the quick access. This is a beautifully updated home offering comfort and character. Book your private showing today! (id:63161)
Listing Information
- MLS®
- 40867520
- Data last synced
- October 26, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: 40867520
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$450/sqft
Building average
—
No other active listings in this building
2041 - Terrace Hill average
$397/sqft
15 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$380,000.00
Periodic payment — Principal & Interest (monthly)$2,451.63
Additional monthly expenses (condo fees, tax, utilities, etc.)$294.00
Total monthly cost$2,745.63
Interest paid over 5-yr term$108,909.09
Balance at end of term$341,811.23
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,750
Stress test qualifying rate8.19%
Payment you must qualify for$3,498.88
Cash Needed at Closing
Minimum down payment$23,750
Estimated Land Transfer Tax (LTT)$5,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,225
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
