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Property Type: Detached HouseOwnership: Freehold
86 NORTH PARK Street
Brantford, ON N3R4K1
MLS® 40858334
$479,900
3 bed1 bath4 parking990 sqftBuilt 1962
Property Details
Property & Lot
- Sub-type
- House
- Style
- Multi-level
- Stories
- 1.5
- Frontage
- 39 feet
NLR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,103.63
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 10'5'' x 10'8'' |
| Laundry room | Basement | 11'2'' x 9'11'' |
| Games room | Basement | 10'8'' x 12'4'' |
| 4pc Bathroom | Main level | — |
| Bedroom | Second level | 8'8'' x 12'1'' |
| Den | Basement | 12'7'' x 16'6'' |
| Storage | Basement | 5'9'' x 10'8'' |
| Bedroom | Main level | 9'9'' x 12'0'' |
| Living room | Main level | 11'0'' x 16'0'' |
| Other | Main level | 8'6'' x 13'8'' |
Description
Nice starter home for a small family looking to get into the housing market. Built in 1962 on a large lot with abundant room to for family activities. Room for gardening and relaxing . Large 16 x20 Deck for socializing during the warm months. The home has 2 bedrooms on the upper level with an eat-in dining room and a large kitchen on the main level. The basement has a rec room and larger den currently being utilized as an additional bedroom. In addition there is a laundry room and small storage area. The washroom is located on the main level central to the home. There is ample parking both on the street and on the lot (4 vehicles). Other features of this property include a garage 12ft x 22ft and workshop that is 10ft x 10ft. Another feature of this property is the lot size which measures approximately 207ft x 39ft. Lots of room for family activities and the all important gardening. The home is located centrally to many amenities including shopping, places of worship, schools and a hospital. Close to 403 and bus routes. (id:63159)
Listing Information
- MLS®
- 40858334
- Data last synced
- October 10, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40858334
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$485/sqft
Building average
—
No other active listings in this building
2041 - Terrace Hill average
$393/sqft
15 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$383,920.00
Periodic payment — Principal & Interest (monthly)$2,476.92
Additional monthly expenses (condo fees, tax, utilities, etc.)$308.64
Total monthly cost$2,785.56
Interest paid over 5-yr term$110,032.58
Balance at end of term$345,337.28
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,534.97
Cash Needed at Closing
Minimum down payment$23,995
Estimated Land Transfer Tax (LTT)$6,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,568
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
