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Property Type: Detached HouseOwnership: Freehold
17 VARLEY CRESCENT
Brantford, ON N3R7Z3
MLS® X13657630
$816,000
3 bed2 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Lot size
- 37.2 x 94.9 FT ; 36.84'x110.35'x52.30'x94.89'x21.87'
- Frontage
- 37.2 feet
R1B-14
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,045 (2026)
Interior
- Basement
- Finished, Full
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom | Main level | — |
| Recreational, Games room | Lower level | — |
| Bedroom | Lower level | — |
| Kitchen | Lower level | — |
| Laundry room | Lower level | — |
Description
Beautifully maintained and meticulously cared for, this exceptional home is located in one of Brantford's most sought-after areas and showcases true pride of ownership throughout. Offering a functional, family-friendly layout with quality finishes and generous living spaces, this home is sure to impress. The bright upper level features two spacious bedrooms, a full bathroom, welcoming foyer, and an inviting open-concept living and dining area highlighted by a stunning fireplace and elegant wainscoting. The eat-in kitchen features granite countertops with ample space for meal prep and family meals, plus sliding doors leading to the backyard deck. The beautifully finished main bathroom offers marble flooring, marble countertop and marble tub surround, along with a relaxing jetted tub. The fully finished lower level boasts an expansive family room with a second gas fireplace, third bedroom, and 3-piece bathroom with granite countertop. A private in-law suite with its own kitchen and living area provides excellent flexibility for extended family, guests, or multi-generational living. Thoughtful upgrades include hardwood and ceramic flooring, 9-foot upper-level ceilings, custom window coverings, upgraded lighting, remote-controlled ceiling fans, and a built-in sound system/intercom servicing the home and garage. Outside, enjoy a beautifully landscaped yard with professional landscaping, decorative concrete curbing, irrigation in both front and rear yards, privacy fencing, and a spacious deck perfect for entertaining or relaxing. Ideally located close to schools, shopping, parks, and amenities, with quick access to Highway 403, this move-in-ready home offers comfort, quality, versatility, and exceptional value in a highly desirable Brantford location. (id:63161)
Listing Information
- MLS®
- X13657630
- Tax assessment year
- 2026
- Data last synced
- October 26, 2026
eXp Realty of Canada Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: eXp Realty of Canada Inc.
MLS® Number: X13657630
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Woodstock Ingersoll Tillsonburg and Area Association of REALTORS® (WITAAR).
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($56,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$652,800.00
Periodic payment — Principal & Interest (monthly)$4,211.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$503.75
Total monthly cost$4,715.39
Interest paid over 5-yr term$187,094.36
Balance at end of term$587,195.71
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$56,600
Stress test qualifying rate8.19%
Payment you must qualify for$5,888.19
Cash Needed at Closing
Minimum down payment$56,600
Estimated Land Transfer Tax (LTT)$12,795
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,895
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
