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Property Type: Detached HouseOwnership: Freehold
38 OLIVETREE Road
Brantford, ON N3R7X2
MLS® 40846301
$719,900
3 bed2 bath4 parking2,250 sqftBuilt 1996
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Lot size
- 0.13 acres
- Frontage
- 49 feet
R1B-12
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,706
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 12'5'' x 11'7'' |
| Bedroom | Basement | 12'7'' x 12'7'' |
| Recreation room | Basement | 24'8'' x 24'5'' |
| 3pc Bathroom | Basement | — |
| Foyer | Main level | 5'0'' x 7'0'' |
| Living room/Dining room | Main level | 15'7'' x 17'3'' |
| Eat in kitchen | Main level | 10'4'' x 18'6'' |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 10'11'' x 10'0'' |
| Primary Bedroom | Main level | 13'4'' x 13'3'' |
Description
**Welcome home to this beautifully maintained 2+1 bedroom, 2 bathroom home offering the perfect blend of comfort, style, and functionality!** Situated in Brantford's North End, it's close to the 403, shopping and other local amenities. This move-in-ready property features an inviting layout with tasteful finishes and exceptional indoor and outdoor living spaces. The bright main floor is filled with natural light and features California shutters on the large front windows, giving this living space an elegant feel. The kitchen is designed to impress with granite countertops, stainless steel appliances and ample cabinets for storage, while the adjoining dining area features beautiful dark hardwood flooring and provides the perfect space for family meals or entertaining guests. Step directly from the kitchen through the patio doors onto the impressive two-tiered deck creating a seamless transition between indoor and outdoor living—ideal for summer BBQs, relaxing with your morning coffee, or hosting gatherings with family and friends. Upstairs, you'll find two generously sized bedrooms, including a primary bedroom with an ensuite privilege. The fully finished lower level provides even more living space with a spacious recreation room centered around a custom-built bar, making it the ultimate entertainment destination for game nights, celebrations, or simply unwinding after a long day. A large third bedroom and a second full bathroom offer excellent flexibility for guests, teenagers, a home office, or multi-generational living. Lastly, the double car garage is perfect for additional storage and includes tons of shelving. (id:63159)
Listing Information
- MLS®
- 40846301
- Data last synced
- September 29, 2026
Century 21 Heritage House LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Heritage House LTD
MLS® Number: 40846301
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$320/sqft
Building average
—
No other active listings in this building
2007 - Mayfair average
$396/sqft
7 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 6.5% ($46,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$575,920.00
Periodic payment — Principal & Interest (monthly)$3,715.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$505.17
Total monthly cost$4,220.81
Interest paid over 5-yr term$165,060.33
Balance at end of term$518,041.90
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$46,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,217.57
Cash Needed at Closing
Minimum down payment$46,990
Estimated Land Transfer Tax (LTT)$10,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$59,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
