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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
45 OLIVETREE Road
Brantford, ON N3R7X1
MLS® 40874588
$754,900
3 bed3.5 bath4 parking2,591 sqftBuilt 1994
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 0.13 acres
- Frontage
- 52 feet
NLR-30
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,790.24
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Cold room | Basement | 10'4'' x 3'11'' |
| 2pc Bathroom | Basement | 10'11'' x 6'1'' |
| Utility room | Basement | 18'11'' x 9'0'' |
| Family room | Basement | 20'0'' x 20'6'' |
| Gym | Basement | 11'6'' x 9'6'' |
| Bedroom | Basement | 14'11'' x 11'1'' |
| Recreation room | Basement | 24'0'' x 21'1'' |
| Laundry room | Main level | 9'3'' x 5'11'' |
| 4pc Bathroom | Main level | 9'3'' x 4'11'' |
| Bedroom | Main level | 10'1'' x 11'2'' |
| 3pc Ensuite bath | Main level | 6'7'' x 6'6'' |
| Primary Bedroom | Main level | 15'8'' x 16'3'' |
| Family room | Main level | 12'8'' x 16'3'' |
Description
RARE 2,800 SQ. FT. NORTH BRANTFORD BUNGALOW! Welcome to 45 Olivetree Road—a remarkably spacious, well-maintained home offering over 1,500 sq. ft. of main-floor living space plus a fully finished lower level. The main floor features an elegant dining/sitting room with french doors, a sunlit kitchen with dinette, and a cozy family room with a gas fireplace. Step through the glass door to your private backyard retreat, complete with exceptional privacy, an expansive sun deck and a 3-year-old above-ground pool. The main level is rounded out by a primary suite with dual closets & 3-pc ensuite, a 2nd bedroom, full bath, and main-floor laundry with direct 2-car garage access. Downstairs, discover over 1,300 sq. ft. of additional living space—featuring a massive rec room, with R/I for bar area, a secondary media room easily converted to a 4th bedroom (ideal for in-law suite or multi-generational potential), workout space, 3rd large bedroom and 3rd bathroom, with R/I for shower. Walk to top-rated schools, parks, employment opportunities and amenities with rapid Hwy 403 access! (id:63161)
Listing Information
- MLS®
- 40874588
- Data last synced
- October 29, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40874588
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$291/sqft
Building average
—
No other active listings in this building
2007 - Mayfair average
$401/sqft
7 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($50,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$603,920.00
Periodic payment — Principal & Interest (monthly)$3,896.29
Additional monthly expenses (condo fees, tax, utilities, etc.)$612.52
Total monthly cost$4,508.81
Interest paid over 5-yr term$173,085.21
Balance at end of term$543,227.99
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$50,490
Stress test qualifying rate8.19%
Payment you must qualify for$5,461.81
Cash Needed at Closing
Minimum down payment$50,490
Estimated Land Transfer Tax (LTT)$11,573
Legal / closing costs (typical estimate)$1,500
Total cash needed$63,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
