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Property Type: Detached HouseOwnership: Freehold
27 OLIVETREE Road
Brantford, ON N3R5E9
MLS® 40864802
$849,900
4 bed2 bath4 parking2,813 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Multi-level
- Stories
- 3
- Lot size
- 0.25 acres
- Frontage
- 55 feet
R1B, R1B-11
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,157.12
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 3'1'' x 7'3'' |
| Recreation room | Basement | 26'7'' x 20'8'' |
| Laundry room | Basement | 9'3'' x 18'10'' |
| Cold room | Basement | 3'3'' x 20'10'' |
| Family room | Lower level | 20'6'' x 20'10'' |
| Bedroom | Lower level | 10'1'' x 9'4'' |
| 3pc Bathroom | Lower level | — |
| Primary Bedroom | Second level | 12'2'' x 15'3'' |
| Bedroom | Second level | 12'2'' x 13'9'' |
| Bedroom | Second level | 9'4'' x 11'9'' |
| 4pc Bathroom | Second level | — |
| Living room | Main level | 15'11'' x 13'10'' |
| Kitchen | Main level | 9'9'' x 12'5'' |
Description
A home built for entertaining with nothing to do but move in! The large foyer welcomes friends and family with space to come in and take your coats off. The living room flows into the dining room with lots of space for a large harvest table for those special yearly events. The dining room looks out to the fmaily room and the kitchen is just off the dining room. The updated kitchen has everything a cook needs and if they could need more, off the kitchen are patio doors to your own outdoor kitchen complete with pizza oven. Upstairs features a primary with coffered ceiling and ensuite privilege. The 2nd bedroom is slightly bigger than the primary and the 3rd also have coffered ceilings but a bit smaller than the other 2. The updated 4pc offers a pocket door so you don't lose sink space with an opening door. The family room on the 3rd level is massive with a gas fireplace and the patio doors that lead to a large covered patio with ceiling fans. On the 3rd level is also another bedroom and 3 pc bathroom. The 4th level is a great play area, gym area, office, extra living space if needed plus the laundry/utility room. In the laundry room is also access to crawl space that spreads underneath the whole 3rd level and it has been insulated and ready for storage. The 2 car garage is currently a woodworking shop and the garage shop fold open. The backyard is another spot to entertain. The covered porch, storage shed, large veggie garden, playhouse and the bridge over the drainage ditch just adds to the whimsy of this deep lot. Bring the most discerning Buyer this home will not disappoint. (id:63159)
Listing Information
- MLS®
- 40864802
- Data last synced
- October 19, 2026
Coldwell Banker Momentum Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Coldwell Banker Momentum Realty
MLS® Number: 40864802
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$302/sqft
Building average
—
No other active listings in this building
2007 - Mayfair average
$399/sqft
7 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$654.09
Total monthly cost$5,040.71
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$59,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,124.76
Cash Needed at Closing
Minimum down payment$59,990
Estimated Land Transfer Tax (LTT)$13,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
