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Property Type: Detached HouseOwnership: Freehold
175 WELLINGTON STREET
Brantford, ON N3S3Z1
MLS® X13786588
$399,000
3 bed2.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 21.3 x 132.7 FT
- Frontage
- 21.3 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,320 (2025)
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Welcome to 175 Wellington Street in Brantford, a charming 2-storey home offering 3 bedrooms, 2 bathrooms - move-in-ready! Wellington Street is known for its character homes and established surroundings, giving this property plenty of charm while still offering the updates today's buyers are looking for. Significant improvements have been completed throughout the home, including a new roof in July 2024, furnace in November 2023, water softener in July 2022, electrical re-wire, new carpet on the stairs, custom walk-in closet, and a new back door in April 2026. Outside, enjoy a huge private backyard and the convenience of two parking spaces, plus easy access to nearby Arrowdale Park, schools, shopping and everyday amenities. Commuters will also appreciate being approximately five minutes from highway access, making it easy to get around Brantford and beyond. 175 Wellington is a great opportunity for first-time buyers or anyone looking for a character home with many of the modern improvements already taken care of! (id:63159)
Listing Information
- MLS®
- X13786588
- Tax assessment year
- 2025
- Data last synced
- October 18, 2026
KELLER WILLIAMS COMPLETE REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: KELLER WILLIAMS COMPLETE REALTY
MLS® Number: X13786588
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$193.33
Total monthly cost$2,252.70
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,950
Stress test qualifying rate8.19%
Payment you must qualify for$2,939.06
Cash Needed at Closing
Minimum down payment$19,950
Estimated Land Transfer Tax (LTT)$4,460
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,910
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
