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Property Type: Detached HouseOwnership: Freehold
196 WELLINGTON STREET
Brantford, ON N3S3Z2
MLS® X14098396
84
Walk Score
71
Bike
$369,900
3 bed2 bath2 parking
84
Walk Score
71
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 35 x 63 FT
- Frontage
- 35 feet
NLR (F9 A270 c40)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,567.62 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Mud room | Main level | — |
| Foyer | Main level | — |
| Other | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to 196 Wellington Street in central Brantford. A classic, all-brick, 2-storey home offering incredible versatility at an accessible price point. Currently vacant and ready for immediate possession, this property presents a wide-open canvas. Enjoy its functional layout, or update and renovate it to perfectly match your personal taste and lifestyle. Whether you are looking for a single-family home, a multi-generational living setup, or a savvy investment property (ideal for student housing or standard residential rental), this property easily adapts to your needs. The sunlit upper-level features 3 comfortable bedrooms and a 3-piece bath. Every room is flooded with natural light thanks to tall windows. Best of all, it is entirely carpet-free across the bedrooms, bath, landing, and hallway. The bright main level offers a 3 pc. bath, more large windows letting in loads of sunlight, and no carpet, except for the staircase to the upper level. There is a dual laundry setup, providing ultimate convenience with two pairs of laundry machines: one set on the main floor and another on the lower level (4 washing/drying appliances total). The practical mudroom, located off the kitchen, serves as a covered side entrance and a great drop-zone for coats, shoes, cleaning supplies, and recycling. There is convenient parking for 2 vehicles on the driveway. Consider also how the main floor layout is entirely customizable to your living situation: use the massive dining room for grand family meals, and keep the front room as a traditional, cozy living room or home office. ALTERNATIVELY, combine your living and dining spaces into the large dining room, freeing up the front living room to be used as an extra main-floor bedroom. See how 196 Wellington Street can work for you! Bring us your offer today! Some pictures have been virtually staged. (id:63161)
Listing Information
- MLS®
- X14098396
- Tax assessment year
- 2025
- Data last synced
- October 21, 2026
ROYAL LEPAGE ACTION REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE ACTION REALTY
MLS® Number: X14098396
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$295,920.00
Periodic payment — Principal & Interest (monthly)$1,909.18
Additional monthly expenses (condo fees, tax, utilities, etc.)$213.97
Total monthly cost$2,123.14
Interest paid over 5-yr term$84,811.52
Balance at end of term$266,181.00
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,724.70
Cash Needed at Closing
Minimum down payment$18,495
Estimated Land Transfer Tax (LTT)$4,024
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,019
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
