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Property Type: Detached HouseOwnership: Freehold
179 BANBURY ROAD
Brantford, ON N3P1E6
MLS® X13850180
$659,999
4 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 38 x 99 FT
- Frontage
- 38 feet
R1B,R1C
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,578.62
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | — |
| Bedroom | Lower level | — |
| Bedroom | Main level | — |
| Family room | Lower level | — |
| Kitchen | Main level | — |
| Bathroom | Lower level | — |
| Bathroom | Main level | — |
| Foyer | Main level | — |
| Other | Lower level | — |
| Utility room | Lower level | — |
| Recreational, Games room | Lower level | — |
| Living room | Main level | — |
| Bedroom | Main level | — |
| Dining room | Main level | — |
Description
Welcome to 179 Banbury a beautifully updated open-concept back split offering space & style. The main floor is designed for modern living, featuring a bright and airy layout complemented by high-end appliances and a newly added kitchen & kitchen island, perfect for entertaining or everyday family life. With over 2,000 sq ft of finished living space, this home offers 4 spacious bedrooms and 2 full bathrooms, providing plenty of room for growing families or those who love extra space. Step outside to a fully fenced backyard, ideal for kids, pets, or summer gatherings. Complete with a 1-car garage and a 2-car driveway, this property checks all the boxes. If you're looking for a move-in-ready home in a great size without the worry of major renovations, this is the one. Bonus: this home also offers excellent in-law suite potential, featuring a separate side entrance and ample space in the lower level to add a kitchen. Ideal for multi-generational living, extended family, or future rental income opportunities. Furnace (2020) Hot water tank (2020) (id:63159)
Listing Information
- MLS®
- X13850180
- Data last synced
- October 2, 2026
CENTURY 21 HERITAGE HOUSE LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 HERITAGE HOUSE LTD
MLS® Number: X13850180
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($41,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$527,999.00
Periodic payment — Principal & Interest (monthly)$3,406.47
Additional monthly expenses (condo fees, tax, utilities, etc.)$381.55
Total monthly cost$3,788.02
Interest paid over 5-yr term$151,326.03
Balance at end of term$474,936.81
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,799.56
Cash Needed at Closing
Minimum down payment$41,000
Estimated Land Transfer Tax (LTT)$9,675
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,175
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
