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Property Type: Detached HouseOwnership: Freehold
20 JAPONICA Crescent
Brantford, ON N3R1N6
MLS® 40868925
$899,999
4 bed3.5 bath6 parking2,064 sqftBuilt 1971
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.19 acres
- Frontage
- 71 feet
R1A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,933.8
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | — |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 14'2'' x 8'11'' |
| Bedroom | Second level | 12'0'' x 9'2'' |
| Bedroom | Second level | 10'1'' x 13'5'' |
| Primary Bedroom | Second level | 16'0'' x 15'0'' |
| 2pc Bathroom | Main level | — |
| Family room | Main level | 19'1'' x 15'1'' |
| Kitchen | Main level | 13'4'' x 10'7'' |
| Dining room | Main level | 13'4'' x 11'5'' |
| Living room | Main level | 19'10'' x 16'3'' |
Description
Welcome to 20 Japonica Crescent, a beautifully updated 2-storey home in Brantford's Henderson-Holmedale neighbourhood. This established community is known for its spacious lot sizes, mature trees, & beautifully landscaped properties. With ample space between homes, you enjoy a rare sense of privacy & breathing room. Step through the stunning new front entranceway into a turn-key interior bathed in natural light. Details have been tastefully updated, including hardwood flooring, modernized trim, & interior doors. Whether you prefer the kitchen or the family room as the central gathering place, both spaces are beautifully tailored to complement modern living. The kitchen features an integrated quartz table, ideal for meal prep or family homework. Just steps away, the inviting family room is illuminated by modern pot lights & boasts cabinets to showcase your art collection, favourite books, or family photos. Two fireplaces (gas & electric) provide perfect ambiance on the main level. California shutters grace most windows on the main & upper levels, elegantly dressing some of the three separate access points to the rear yard. The second floor offers an ideal layout with four bedrooms. This includes a primary suite with a 4-piece ensuite, plus an additional 4-piece family bathroom. All three bathrooms throughout the home have been updated. Outside, the fenced rear yard is a true private oasis. An expansive, concrete patio seamlessly connects distinct entertaining zones. Host gatherings with ease, whether seated under the gazebo, grilling in the dedicated BBQ canopy, relaxing in the hot tub, or enjoying the fire pit seating area. The impeccably maintained grounds feature an irrigation system (front and side), while a 2-car garage & two outdoor sheds provide additional storage. Enjoy peace of mind with recent mechanical updates: a newer furnace & humidifier (under 3 years) & a 4-month old A/C nit. Properties of this calibre are must-see. Prepare to fall in love. (id:63159)
Listing Information
- MLS®
- 40868925
- Data last synced
- October 8, 2026
Royal LePage Action Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Action Realty
MLS® Number: 40868925
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$436/sqft
Building average
—
No other active listings in this building
2033 - Sky Acres average
$451/sqft
6 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($65,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,999.00
Periodic payment — Principal & Interest (monthly)$4,645.19
Additional monthly expenses (condo fees, tax, utilities, etc.)$597.48
Total monthly cost$5,242.67
Interest paid over 5-yr term$206,353.78
Balance at end of term$647,641.43
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$65,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,474.37
Cash Needed at Closing
Minimum down payment$65,000
Estimated Land Transfer Tax (LTT)$14,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
