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Property Type: Condo / ApartmentOwnership: Condominium
203 - 648 GREY STREET
Brantford, ON N3S4Y3
MLS® X13512492
$249,900
1 bed1 bath1 parking
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
R4A (32U), R4B (75U/3H)
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $737/mo
- Annual property tax
- $1,582.54
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Baseboard heaters, Electric
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
Description
An exceptional opportunity for first-time buyers, downsizers, or anyone looking for an affordable, low-maintenance lifestyle. Originally designed as a two-bedroom, this thoughtfully reconfigured suite now offers an oversized primary bedroom and a bright, open-concept layout that seamlessly connects the living room, dining area, and kitchen, creating an inviting space for everyday living and entertaining. Step onto your private balcony, enjoy the convenience of in-suite laundry, a full 4-piece bath, plus the added value of an owned parking space and locker. Situated in Brantford's desirable Echo Place neighbourhood, you'll enjoy the perfect balance of convenience and community. With quick access to Highway 403, commuting is effortless, while shopping, restaurants, parks, schools, trails, and everyday amenities are all just minutes away. Whether you're purchasing your very first home, simplifying your lifestyle, or adding to your investment portfolio, this move-in-ready condo offers exceptional value at an affordable price point. Forget weekends spent maintaining a property-simply move in, unpack, and enjoy the ease and convenience of condo living (id:63159)
Listing Information
- MLS®
- X13512492
- Data last synced
- September 15, 2026
CENTURY 21 HERITAGE GROUP LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 HERITAGE GROUP LTD.
MLS® Number: X13512492
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
78 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($12,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$199,920.00
Periodic payment — Principal & Interest (monthly)$1,289.82
Additional monthly expenses (condo fees, tax, utilities, etc.)$868.99
Total monthly cost$2,158.80
Interest paid over 5-yr term$57,297.65
Balance at end of term$179,828.69
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$12,495
Stress test qualifying rate8.19%
Payment you must qualify for$1,840.78
Cash Needed at Closing
Minimum down payment$12,495
Estimated Land Transfer Tax (LTT)$2,224
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,219
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
