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Property Type: Condo / ApartmentOwnership: Condominium
5 - 616 GREY STREET
Brantford, ON N3S4Y3
MLS® X13883876
$290,000
1 bed1 bath1 parking
Property Details
Property & Lot
- Sub-type
- Apartment
R4B
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $443/mo
- Annual property tax
- $1,786.52
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Radiant heat, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Den | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Bedroom | Main level | — |
Description
Welcome to this rare opportunity to own a bright, spacious, move-in ready condo at an incredible value-this beautifully updated 1-bedroom unit is perfect for first-time buyers, downsizers, or investors looking to enter the market with confidence. Not your typical unit, this home stands out with a functional layout, freshly painted walls, and a quiet courtyard-facing balcony that offers a more private and relaxed setting. The open kitchen/Dinette seamlessly flows into a bright and spacious living and den with warm broadloom flooring and abundant natural light. The layout feels open yet practical, ideal for both everyday living and entertaining. Step out onto your private balcony overlooking the peaceful courtyard-an inviting space to unwind. The well-sized bedroom provides a comfortable retreat, complemented by an updated bathroom and the added convenience of in-suite laundry. This unit also includes a dedicated parking space, delivering added value and everyday functionality. Condo fees cover heat, water, exterior maintenance, snow removal, and building insurance giving you peace of mind and worry-free living. Ideally located near highway access, public transit, shopping, and recreation, this home combines comfort, convenience, and value. Pets allowed, including dogs 30 lbs or less. Located in a well-maintained building close to shopping, restaurants, and essential amenities, with quick access to Highway 403, this home offers a low-maintenance lifestyle in a growing community-an excellent opportunity you won't want to miss. (id:63161)
Listing Information
- MLS®
- X13883876
- Data last synced
- October 25, 2026
SUTTON GROUP - SUMMIT REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SUTTON GROUP - SUMMIT REALTY INC.
MLS® Number: X13883876
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
78 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$232,000.00
Periodic payment — Principal & Interest (monthly)$1,496.79
Additional monthly expenses (condo fees, tax, utilities, etc.)$592.37
Total monthly cost$2,089.15
Interest paid over 5-yr term$66,491.87
Balance at end of term$208,684.75
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,500
Stress test qualifying rate8.19%
Payment you must qualify for$2,136.16
Cash Needed at Closing
Minimum down payment$14,500
Estimated Land Transfer Tax (LTT)$2,825
Legal / closing costs (typical estimate)$1,500
Total cash needed$18,825
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
