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Property Type: Detached HouseOwnership: Freehold
21 CAMERON Lane
Brantford, ON N3R7T1
MLS® 40871843
$999,919
4 bed4.5 bath6 parking4,823 sqftBuilt 1990
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.15 acres
- Frontage
- 48 feet
R1B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,305.59
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Lower level | 5'4'' x 7'0'' |
| Storage | Lower level | 6'7'' x 11'11'' |
| Utility room | Lower level | 8'10'' x 15'2'' |
| 5pc Bathroom | Lower level | 9'4'' x 9'6'' |
| Bonus Room | Lower level | 10'2'' x 13'6'' |
| Kitchen | Lower level | 9'11'' x 16'2'' |
| Recreation room | Lower level | 39'3'' x 29'8'' |
| Bedroom | Second level | 15'8'' x 12'4'' |
| Bedroom | Second level | 15'8'' x 13'3'' |
| 4pc Bathroom | Second level | 8'4'' x 9'7'' |
| Bedroom | Second level | 13'6'' x 13'0'' |
| 5pc Ensuite bath | Second level | 11'10'' x 13'11'' |
| Primary Bedroom | Second level | 27'8'' x 15'5'' |
Description
Welcome to 21 Cameron Lane! This exceptional custom-built executive residence combines timeless elegance, thoughtful design, and outstanding functionality to create the perfect family home. Showcasing meticulous landscaping, an interlock brick driveway, and impressive curb appeal, this remarkable property makes a lasting first impression from the moment you arrive. Step through the decorative double glass entry doors into a breathtaking two-storey foyer highlighted by soaring ceilings, a stunning oak staircase, and a dramatic second-storey arched window. The formal living and dining rooms are beautifully appointed with French beveled glass doors, while the inviting family room features rich hardwood flooring and a cozy electric fireplace. At the heart of the home is the spacious kitchen, complete with granite countertops, a stylish tile backsplash, built in oven, gas cook top, and centre island. The upper level offers four generously sized bedrooms, including an impressive primary retreat featuring a walk-in closet and a luxurious spa-inspired ensuite. The fully finished lower level expands the home's versatility with a spacious recreation room, an additional room that could be used as a bedroom, a full bathroom, and a second full kitchen, making it ideal for extended family, multi-generational living, overnight guests, or a private living suite. Step outside to discover your own backyard retreat. The expansive, fully fenced yard features a covered wooden deck, a concrete patio, a beautifully crafted stone fire pit, a natural gas barbecue hookup, and a storage shed, creating the perfect setting for outdoor dining, entertaining, and relaxing throughout the seasons. Offering exceptional space, elegant finishes and an outstanding layout designed to accommodate every stage of family life, this impressive executive home presents a rare opportunity to enjoy refined living in one of the area's most desirable neighbourhoods. (id:63159)
Listing Information
- MLS®
- 40871843
- Data last synced
- October 17, 2026
Pay It Forward Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Pay It Forward Realty
MLS® Number: 40871843
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$207/sqft
Building average
—
No other active listings in this building
2013 - Brier Park average
$416/sqft
8 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,992) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$799,935.00
Periodic payment — Principal & Interest (monthly)$5,160.91
Additional monthly expenses (condo fees, tax, utilities, etc.)$849.80
Total monthly cost$6,010.71
Interest paid over 5-yr term$229,263.67
Balance at end of term$719,544.12
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$74,992
Stress test qualifying rate8.19%
Payment you must qualify for$7,171.65
Cash Needed at Closing
Minimum down payment$74,992
Estimated Land Transfer Tax (LTT)$16,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,965
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
