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Property Type: Detached HouseOwnership: Freehold
221 GRAND RIVER AVENUE
Brantford, ON N3T4Y3
MLS® X13450362
$549,999
4 bed2 bath2 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 32 x 160.3 FT
- Frontage
- 32 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,472 (2025)
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Kitchen | Second level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Family room | Basement | — |
| Utility room | Basement | — |
| Laundry room | Basement | — |
| Living room | Second level | — |
Description
Welcome to Grand River Ave! This amazing duplex is the perfect turn-key investment or ideal for first-time buyers. The rent in one unit will help pay the mortgage which makes it desirable for first time buyers. Featuring two separate 2-bedroom units, each equipped with its own independent hydro and water meters for effortless management. The upper unit boasts a bright layout and convenient in-suite laundry. Main floor boasts of 2 bedrooms + basement family room, separate in-suite laundry. Situated on a premium, deep lot in an attractive neighborhood close to schools, parks, and scenic river trails. Complete with parking space. Do not miss this incredible, versatile opportunity! Updates : Furnace & A/C (2020), Roof (2018), and main floor paint & durable laminate flooring (2021). (id:63159)
Listing Information
- MLS®
- X13450362
- Tax assessment year
- 2025
- Data last synced
- September 19, 2026
ROYAL LEPAGE STATE REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE STATE REALTY
MLS® Number: X13450362
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($30,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,999.00
Periodic payment — Principal & Interest (monthly)$2,838.72
Additional monthly expenses (condo fees, tax, utilities, etc.)$289.33
Total monthly cost$3,128.06
Interest paid over 5-yr term$126,104.98
Balance at end of term$395,780.52
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$30,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.94
Cash Needed at Closing
Minimum down payment$30,000
Estimated Land Transfer Tax (LTT)$7,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
