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Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
222 ST GEORGE STREET
Brantford, ON N3R1W7
MLS® X14112578
65
Walk Score
51
Bike
$649,900
5 bed2 bath5 parking
65
Walk Score
51
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 133.8 x 61.5 FT
- Frontage
- 133.9 feet
NLR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,370.6 (2026)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Bedroom 5 | Lower level | — |
| Laundry room | Lower level | — |
| Living room | Main level | — |
| Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
| Bedroom 3 | Main level | — |
| Primary Bedroom | Second level | — |
| Kitchen | Lower level | — |
| Living room | Lower level | — |
| Bathroom | Lower level | — |
Description
Ever wondered what it would be like to have help with the mortgage without giving up your privacy? This Henderson Survey corner lot has a setup you rarely find in Brantford, and the work has already been done. The main home has three bedrooms, a 4 piece bath updated in 2023 and a kitchen redone in 2017, plus a private back patio and garden space to settle into. Downstairs is a fully self-contained in-law suite, redone in 2019, with two bedrooms, the second one added in 2023 with full egress, plus its own kitchen, bathroom, laundry, entrance, private driveway and outdoor space. Two driveways, two sets of doors, and everyone gets their own front step. The suite is vacant, so you choose your own tenant and set your own rent, or bring the in-laws or a grown child and the whole family still has room to breathe. The big ticket items are handled too, with the furnace and A/C both from 2019 and the roof from 2017. There is also a heated 1.5 car garage with hydro, ready for a workshop. The mature, family friendly street is close to schools, parks, trails and the Brantford Golf and Country Club, and Highways 403 and 24 are a quick drive for commuters. The corner location at Hillier Cres and St George Street is what makes the separate driveways possible. Move in, unpack and start living. Homes this flexible and this ready to go do not come up often in this part of town. (id:63161)
Listing Information
- MLS®
- X14112578
- Tax assessment year
- 2026
- Data last synced
- October 24, 2026
ROYAL LEPAGE ACTION REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE ACTION REALTY
MLS® Number: X14112578
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (condo fees, tax, utilities, etc.)$364.22
Total monthly cost$3,718.56
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.08
Cash Needed at Closing
Minimum down payment$39,990
Estimated Land Transfer Tax (LTT)$9,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
