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Property Type: Detached HouseOwnership: Freehold
75 HENDERSON Avenue
Brantford, ON N3R4W1
MLS® 40869172
$699,000
5 bed2 bath5 parking2,278 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Ranch
- Stories
- 1
- Lot size
- 0.21 acres
- Frontage
- 74 feet
R1A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,022.88
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Lower level | — |
| Bedroom | Lower level | 9'3'' x 11'7'' |
| Bedroom | Lower level | 11'7'' x 11'9'' |
| Living room | Lower level | 11'7'' x 17'5'' |
| Eat in kitchen | Lower level | 8'7'' x 18'11'' |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 8'9'' x 8'11'' |
| Bedroom | Main level | 8'10'' x 12'7'' |
| Primary Bedroom | Main level | 10'1'' x 12'11'' |
| Eat in kitchen | Main level | — |
| Living room | Main level | 7'11'' x 19'2'' |
Description
Prime Henderson Survey Location for this totally upgraded charming all stone & brick ranch with garage & legal separate basement suite for your inlaws or for a young couple's mortgage helper was rented for $1,900 per month plus utilites which would pay over half your mortgage. Why not start out in Henderson Survey in sought-after Brantford neighbourhood which offers more than just a place to live – it provides a smart financial solution with a built-in mortgage helper for even a elderly couple who want a supplementary income. Enjoy comfortable living on the main floor with 3 bedrooms, 4pc bath & open concept living dining room & kitchen with stackable washer & dryer plus 2 bedrooms, full bath, open concept living dining room & kitchen on lower level, fully renovated. Property is vacant for someone to move into immediately. Benefit from the peace of mind of separate entrances & utilities, individual HVAC systems, appliances, and tankless water heaters in each unit, new windows, all updated in 2021 with full permits and inspections. It's the perfect blend of homeownership and financial flexibility or great for strictly investment as main floor could also rent for approx $2,200+ per month for a total of $4,100 per month +utilities, roof reshingled approx 8 years ago, large lot 74'x133' with fenced yard. Steps to St John's High School & James Hillier School. Location Location Location! Don't miss out on this great opportunity! (id:63161)
Listing Information
- MLS®
- 40869172
- Data last synced
- October 24, 2026
Century 21 Heritage House LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Heritage House LTD
MLS® Number: 40869172
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$307/sqft
Building average
—
No other active listings in this building
2034 - Queensway/Grove average
$432/sqft
1 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$615.91
Total monthly cost$4,223.68
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,071.72
Cash Needed at Closing
Minimum down payment$44,900
Estimated Land Transfer Tax (LTT)$10,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
