Brantford, ON N3T0X1
MLS® X13726908
$1,049,900
Executive home built in 2024 sitting on a prime corner lot in Brantford's highly desirable Shellard Lane community. Offering approximately 3,200 sq. ft. of above grade luxury, this home features matching flooring, upgraded finishings, and ambient pot lights throughout. The main level showcases a grand open-concept great room and gourmet kitchen complete with a walk-in pantry, a separate dining room or office and a spacious mudroom/laundry room with direct access to the 2-car garage. Upstairs boasts 5 generous bedrooms and 3 full bathrooms. The fully finished walk-up basement adds immense versatility, offering 3 additional bedrooms, 2 full bathrooms, and a second kitchen; perfect for large or extended families. A little touch-up work and cleaning will make this impressive space shine to its absolute fullest potential. Situated close to top-rated schools (Assumption College, Edith Monture), neighborhood parks, scenic Grand River trails, and local amenities. A remarkable opportunity waiting for your finishing touch! VTB financing available with as little as 15% down @ 6.5%, amortized up to 50 years/interest only - no income verification or credit qualifications. Some photos have been virtually staged. (id:63159)
CENTURY 21 HERITAGE GROUP LTD.
Data source: CREA DDF.
Listing Brokerage: CENTURY 21 HERITAGE GROUP LTD.
MLS® Number: X13726908
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
This listing
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Building average
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No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
4°C
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Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar active properties nearby based on property type, price, and size.
Minimum required: 7.6% ($79,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
Median household income: $79,500
After-tax: $71,000
Immigrant population: 15.6%
Top countries of origin (% of total population)
Source: Statistics Canada, 2021 Census of Population.