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Property Type: Detached HouseOwnership: Freehold
250 MURRAY Street
Brantford, ON N3S5S3
MLS® 40850540
$449,900
3 bed2 bath1 parking1,104 sqftBuilt 1905
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 33 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,565.87
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second level | 13'1'' x 9'5'' |
| Kitchen | Second level | 10'2'' x 9'3'' |
| Bedroom | Second level | 10'10'' x 11'10'' |
| 4pc Bathroom | Second level | — |
| Living room | Main level | 10'0'' x 10'6'' |
| Kitchen | Main level | 12'0'' x 11'6'' |
| Dining room | Main level | 6'8'' x 9'10'' |
| Bedroom | Main level | 12'2'' x 11'9'' |
| 3pc Bathroom | Main level | — |
Description
Endless Potential in the Desirable Terrace Hill/East Ward! This charming all brick two storey home offers exceptional flexibility for investors, multi-generational families, or buyers looking to convert it back into a spacious single family residence. Currently configured as a legal duplex, the property features a 1 bedroom main floor unit and a 2 bedroom upper unit, providing excellent income potential or the opportunity to live in one unit while renting the other. Full of character and possibilities, this home could be transformed back into a traditional family home to suit your needs. Situated in the sought after Terrace Hill/East Ward, you’ll enjoy a mature neighbourhood known for its character homes, tree lined streets, and convenient access to schools, parks, shopping, transit, downtown Brantford, and Highway 403. Whether you’re expanding your investment portfolio or searching for a home with future versatility, this property is one you won’t want to miss. (id:63159)
Listing Information
- MLS®
- 40850540
- Data last synced
- October 19, 2026
RE/MAX Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Escarpment Realty Inc.
MLS® Number: 40850540
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$408/sqft
Building average
—
No other active listings in this building
2045 - East Ward average
$394/sqft
38 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$359,920.00
Periodic payment — Principal & Interest (monthly)$2,322.08
Additional monthly expenses (condo fees, tax, utilities, etc.)$268.82
Total monthly cost$2,590.90
Interest paid over 5-yr term$103,154.11
Balance at end of term$323,749.20
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,495
Stress test qualifying rate8.19%
Payment you must qualify for$3,313.99
Cash Needed at Closing
Minimum down payment$22,495
Estimated Land Transfer Tax (LTT)$5,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,468
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
