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Property Type: Detached HouseOwnership: Freehold
277 MURRAY Street
Brantford, ON N3S5S7
MLS® 40869312
$439,900
3 bed2.5 bath1 parking1,200 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.05 acres
- Frontage
- 33 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,536.22
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 2pc Bathroom | Main level | — |
| Bedroom | Second level | 9'6'' x 11'9'' |
| Bedroom | Second level | 10'0'' x 11'5'' |
| 4pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 10'0'' x 12'0'' |
| Kitchen | Main level | 12'0'' x 12'0'' |
| Dining room | Main level | 9'0'' x 11'6'' |
| Living room | Main level | 11'6'' x 13'0'' |
Description
Welcome to this beautifully renovated 3-bedroom, 2-bathroom home, thoughtfully updated with modern style and comfortable living in mind. Recently renovated, this home offers a fresh, move-in-ready feel with quality updates throughout. The spacious bedrooms provide plenty of room for comfortable living, while the inviting living room flows seamlessly into the formal dining area, creating a warm and open space that is perfect for both everyday living and entertaining. The newly renovated kitchen features stylish quartz countertops and modern finishes, offering both functionality and contemporary appeal. New flooring throughout adds a fresh, polished look, while the addition of a second bathroom provides exceptional convenience for families and guests. With its spacious rooms, functional layout, modern updates, and tasteful finishes, this home is an excellent opportunity for anyone looking for a move-in-ready property that combines comfort and style. (id:63159)
Listing Information
- MLS®
- 40869312
- Data last synced
- October 8, 2026
Pay It Forward Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Pay It Forward Realty
MLS® Number: 40869312
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$367/sqft
Building average
—
No other active listings in this building
2045 - East Ward average
$396/sqft
38 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$351,920.00
Periodic payment — Principal & Interest (monthly)$2,270.47
Additional monthly expenses (condo fees, tax, utilities, etc.)$271.35
Total monthly cost$2,541.82
Interest paid over 5-yr term$100,861.28
Balance at end of term$316,553.18
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,240.33
Cash Needed at Closing
Minimum down payment$21,995
Estimated Land Transfer Tax (LTT)$5,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,768
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
