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Property Type: Detached HouseOwnership: Freehold
141 BRUCE Street
Brantford, ON N3S4Z2
MLS® 40858347
$449,000
3 bed1 bath2 parking974 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 35 feet
R1C
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,836.28
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Family room | Main level | 11'5'' x 12'6'' |
| Dining room | Main level | 9'3'' x 9'5'' |
| Bedroom | Main level | 8'3'' x 9'6'' |
| Bedroom | Main level | 8'5'' x 8'6'' |
| Bedroom | Main level | 8'9'' x 11'6'' |
| Den | Main level | 9'7'' x 11'2'' |
| 4pc Bathroom | Main level | — |
| Kitchen | Main level | 11'5'' x 21'5'' |
Description
Beautifully updated 3-bedroom, 1-bath home, renovated in 2024 and well maintained. Spacious living/dining area with floor-to-ceiling fireplace feature. Updated kitchen with quartz countertops, backsplash & appliances. Renovated bathroom with updated tile and stackable washer/dryer. Bright primary bedroom with sliding patio doors to rebuilt deck and large yard. Updated HVAC, electrical wiring & plumbing. Move-in ready, book your showing today (id:63161)
Listing Information
- MLS®
- 40858347
- Data last synced
- October 29, 2026
LPT Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: LPT Realty
MLS® Number: 40858347
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$461/sqft
Building average
—
No other active listings in this building
2045 - East Ward average
$392/sqft
38 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$359,200.00
Periodic payment — Principal & Interest (monthly)$2,317.44
Additional monthly expenses (condo fees, tax, utilities, etc.)$368.69
Total monthly cost$2,686.13
Interest paid over 5-yr term$102,947.75
Balance at end of term$323,101.56
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,450
Stress test qualifying rate8.19%
Payment you must qualify for$3,307.36
Cash Needed at Closing
Minimum down payment$22,450
Estimated Land Transfer Tax (LTT)$5,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,405
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
