Loading…
Property Type: Detached HouseOwnership: Freehold
15 ESTHER Street
Brantford, ON N3S6K3
MLS® 40865866
$469,900
2 bed1 bath2 parking982 sqftBuilt 1910
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1.5
- Frontage
- 33 feet
R1C
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,663
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 12'7'' x 18'2'' |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 8'3'' x 12'4'' |
| Kitchen | Main level | 12'0'' x 21'6'' |
| Living room | Main level | 10'10'' x 12'0'' |
Description
Some homes simply make sense the moment you walk through the door. This charming 1.5-storey brick home offers 982 sq. ft. of comfortable, move-in-ready living, with many of the big-ticket updates already taken care of. The home was extensively redone in 2005 and features two bedrooms, including a spacious upper-level retreat, along with a flexible main-floor layout that gives you options for a home office, sitting room or additional living space. The bright eat-in kitchen offers plenty of cabinetry, stainless steel appliances and room to gather around the table, while convenient main-floor laundry keeps everyday living simple. Step outside to a large, fully fenced yard with plenty of space to play, entertain, garden or give pets room to roam. Two large storage sheds provide excellent additional storage, including an 8' x 10' shed with dualdoor access. Several major improvements have recently been completed. The furnace and central air were replaced in late 2025, along with a new owned hot water tank. Roof shingles and the driveway were completed in 2026, and nearly all interior light fixtures have also been replaced. Set in Brantford's established East Ward, you're close to neighbourhood parks, everyday shopping and amenities, with downtown Brantford just a short drive away. Highway 403 is just minutes away, making commuting and getting around Brantford simple. This home is one you'll want to experience in person. Book your private showing and come see what makes this home such a great opportunity. (id:63161)
Listing Information
- MLS®
- 40865866
- Data last synced
- October 28, 2026
Real Broker Ontario Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd
MLS® Number: 40865866
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$479/sqft
Building average
—
No other active listings in this building
2045 - East Ward average
$392/sqft
38 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$375,920.00
Periodic payment — Principal & Interest (monthly)$2,425.31
Additional monthly expenses (condo fees, tax, utilities, etc.)$270.92
Total monthly cost$2,696.22
Interest paid over 5-yr term$107,739.75
Balance at end of term$338,141.26
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,495
Stress test qualifying rate8.19%
Payment you must qualify for$3,461.31
Cash Needed at Closing
Minimum down payment$23,495
Estimated Land Transfer Tax (LTT)$5,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,868
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
