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Property Type: Detached HouseOwnership: Freehold
268 GREY Street
Brantford, ON N3S4W8
MLS® 40849510
$432,900
3 bed1 bath4 parking1,222 sqft
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Frontage
- 37 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,718
Interior
- Basement
- Partially finished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Window air conditioner
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreation room | Basement | 16'6'' x 21'9'' |
| 4pc Bathroom | Main level | 8'0'' x 6'7'' |
| Dining room | Main level | 10'5'' x 11'6'' |
| Kitchen | Main level | 12'10'' x 7'6'' |
| Living room | Main level | 16'9'' x 11'6'' |
| Laundry room | Basement | 10'0'' x 22'6'' |
| Bedroom | Main level | 9'4'' x 10'2'' |
| Bedroom | Second level | 13'4'' x 9'6'' |
| Bedroom | Second level | 10'6'' x 13'4'' |
Description
Welcome to this charming 1.5-storey home that's full of warmth, character, and opportunity. Pride of ownership featured in this two spacious bedrooms on the upper level and a versatile main-floor study that can easily be converted back into a third bedroom, this home offers flexible living to suit your needs. Step outside and discover an incredible, extra-deep backyard oasis. Massive deep lot. Land land land! Beautifully landscaped surround the property with colourful perennial gardens, this peaceful retreat is perfect for relaxing or entertaining. Handy insulated workshop with new roof and roughed in panel for versatile use. Enjoy summer evenings on the expansive 12 x 22 deck beneath the shade gazebo, while two additional storage sheds provide plenty of room for tools, hobbies, and seasonal items. Inside, you'll appreciate the many updates, including all new windows and doors, creating a bright, comfortable, and energy-efficient living space. Low taxes and monthly utility costs make this property a great buy! Located in a highly desirable neighbourhood, you're just minutes from Costco, shopping, restaurants, schools, and the hospital, with everything you need close at hand. The oversized driveway accommodates up to four vehicles, making parking easy for family and guests. Public transit and street parking are added perks. Large finished rec room for expanded living space. Meticulously cared for home. Whether you're a first-time home buyer, looking to downsize, or searching for a cozy home with room to grow, this one checks all the boxes. Cute, inviting, and move-in ready—this fantastic property is one you won't want to miss! Click on the multimedia icon for your virtual tour. (id:63159)
Listing Information
- MLS®
- 40849510
- Data last synced
- October 4, 2026
Royal LePage State Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage State Realty Inc.
MLS® Number: 40849510
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$354/sqft
Building average
—
No other active listings in this building
2045 - East Ward average
$396/sqft
38 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,645) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$346,320.00
Periodic payment — Principal & Interest (monthly)$2,234.34
Additional monthly expenses (condo fees, tax, utilities, etc.)$287.50
Total monthly cost$2,521.84
Interest paid over 5-yr term$99,256.31
Balance at end of term$311,515.96
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,645
Stress test qualifying rate8.19%
Payment you must qualify for$3,188.76
Cash Needed at Closing
Minimum down payment$21,645
Estimated Land Transfer Tax (LTT)$5,133
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,278
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
