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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
259 WEST STREET
Brantford, ON N3R3V4
MLS® X14125586
$389,900
3 bed2 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 38.9 x 177 FT
- Frontage
- 38.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,104
Interior
- Basement
- Finished, Full, Separate entrance, Walk-up, N/A, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Laundry room | Basement | — |
| Bedroom | Basement | — |
| Dining room | Main level | — |
| Office | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Sunroom | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Basement | — |
| Utility room | Basement | — |
Description
Full of potential and opportunitv. 259 West Street is an excitina find for first-time buvers. investors, or downsizers looking to make their next move! This 2-storey home offers 3 bedrooms, 2 full bathrooms, and a versatile layout ready for your personal touch. Step outside to a spacious deck and an impressive 177-foot-deep backyard with plenty of room for outdoor living, gardening, and entertaining. The separate walk-up basement entrance adds even more flexibility for extended family or future income potential. Ideally located close to parks, schools, transit, and everyday amenities, this is your chance to unlock the potential and make this property your own! (id:63161)
Listing Information
- MLS®
- X14125586
- Data last synced
- October 29, 2026
CENTURY 21 PEOPLE'S CHOICE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 PEOPLE'S CHOICE REALTY INC.
MLS® Number: X14125586
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$311,920.00
Periodic payment — Principal & Interest (monthly)$2,012.40
Additional monthly expenses (condo fees, tax, utilities, etc.)$258.67
Total monthly cost$2,271.07
Interest paid over 5-yr term$89,397.17
Balance at end of term$280,573.05
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,872.02
Cash Needed at Closing
Minimum down payment$19,495
Estimated Land Transfer Tax (LTT)$4,324
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,319
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
