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Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
16 1/2 TERRACE HILL Street
Brantford, ON N3R1E9
MLS® 40872796
79
Walk Score
51
Bike
$449,900
3 bed2.5 bath4 parking1,694 sqft
79
Walk Score
51
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 10 feet
NLR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,935
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Workshop | Main level | 12'0'' x 19'9'' |
| Attic | Third level | 21'2'' x 27'10'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 9'2'' x 13'10'' |
| Bedroom | Second level | 8'9'' x 10'2'' |
| Other | Second level | 3'4'' x 7'0'' |
| Primary Bedroom | Second level | 9'4'' x 13'10'' |
| 1pc Bathroom | Main level | — |
| Laundry room | Main level | 10'8'' x 12'3'' |
| Eat in kitchen | Main level | 14'9'' x 14'10'' |
| Sitting room | Main level | 10'1'' x 11'9'' |
| Dining room | Main level | 10'9'' x 15'9'' |
| Living room | Main level | 12'0'' x 13'0'' |
Description
Welcome to 16 1/2 Terrace Hill Street, conveniently located close to schools, shopping, the hospital, and other local amenities. Set back slightly from the street, this property sits on a generous 0.22-acre lot and is zoned Existing Neighbourhood Low-Rise Residential (NLR), offering an opportunity for handymen, renovators, and investors to explore its potential. With zoning that permits a range of residential uses, including single detached dwellings, duplexes, triplexes, semi-detached dwellings, and additional dwelling units, subject to applicable requirements, the property offers possibilities worth investigating for those looking to renovate, add value, or explore future options for the land. The existing home features 3 bedrooms, 2 bathrooms, an eat-in kitchen, living room, separate dining room, additional sitting room, and convenient main-floor laundry. A third-floor attic offers potential for future finishing, while the large workshop provides additional space for projects, hobbies, or storage. Whether you're searching for your next renovation project or an investment opportunity with room to explore, this property offers plenty to consider. (id:63161)
Listing Information
- MLS®
- 40872796
- Data last synced
- October 29, 2026
Advantage Realty Group (Brantford) Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Advantage Realty Group (Brantford) Inc.
MLS® Number: 40872796
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$266/sqft
Building average
—
No other active listings in this building
2042 - North Ward average
$374/sqft
15 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$359,920.00
Periodic payment — Principal & Interest (monthly)$2,322.08
Additional monthly expenses (condo fees, tax, utilities, etc.)$329.58
Total monthly cost$2,651.67
Interest paid over 5-yr term$103,154.11
Balance at end of term$323,749.20
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,495
Stress test qualifying rate8.19%
Payment you must qualify for$3,313.99
Cash Needed at Closing
Minimum down payment$22,495
Estimated Land Transfer Tax (LTT)$5,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,468
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
