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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
47 GREY Street
Brantford, ON N3T2T1
MLS® 40873594
87
Walk Score
67
Bike
$399,000
3 bed2 bath1 parking1,258 sqftBuilt 1920
87
Walk Score
67
Bike
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 33 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,720
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | — |
| 4pc Bathroom | Second level | — |
| Loft | Third level | 18'9'' x 20'2'' |
| Bedroom | Second level | 10'3'' x 11'0'' |
| Bedroom | Second level | 10'3'' x 11'0'' |
| Bedroom | Second level | 11'0'' x 11'0'' |
| Living room | Main level | 10'0'' x 13'0'' |
| Family room | Main level | 11'0'' x 14'0'' |
| Kitchen | Main level | 11'0'' x 12'6'' |
Description
Welcome to this spacious two-storey brick home, an appealing opportunity for first-time homebuyers looking to enter the market or investors seeking a property in a well-connected location. With its charming character, versatile living space, and proximity to Wilfrid Laurier University’s Brantford campus, this home offers excellent potential for comfortable living or a strategic addition to an investment portfolio. The welcoming front porch provides the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, timeless architectural details and beautiful wood accents add warmth and charm throughout the residence, while large windows fill the home with natural light, creating a bright and inviting atmosphere. Thoughtful updates complement the home's classic design, offering a comfortable living experience while preserving its unique personality. Featuring a versatile finished loft, the home provides flexible living space that is ideal for a home office, guest area, or additional family room. Outside, the property features a low-maintenance side yard with no grass to cut, allowing you to spend less time on upkeep and more time enjoying your home. Ideally located within walking distance of Wilfrid Laurier University’s Brantford campus and just minutes from Brantford General Hospital and Highway 403, this home places everyday amenities, employment centres, and commuting routes within easy reach. Situated in an evolving neighbourhood with exciting future growth planned through the Brantford Intensification Corridor, this property presents an attractive opportunity for homeowners and investors alike in a well-connected and increasingly desirable area. (id:63161)
Listing Information
- MLS®
- 40873594
- Data last synced
- October 27, 2026
Pay It Forward Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Pay It Forward Realty
MLS® Number: 40873594
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$317/sqft
Building average
—
No other active listings in this building
2043 - Downtown Core average
$278/sqft
4 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$289.67
Total monthly cost$2,349.04
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,950
Stress test qualifying rate8.19%
Payment you must qualify for$2,939.06
Cash Needed at Closing
Minimum down payment$19,950
Estimated Land Transfer Tax (LTT)$4,460
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,910
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
