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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
97 QUEEN Street
Brantford, ON N3T3C1
MLS® 40874458
90
Walk Score
64
Bike
$374,900
4 bed2 bath2 parking1,421 sqftBuilt 1855
90
Walk Score
64
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 25 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,381.63
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bonus Room | Basement | — |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 9'0'' x 14'0'' |
| Bedroom | Second level | 9'2'' x 7'0'' |
| Bedroom | Second level | 9'6'' x 10'3'' |
| Laundry room | Main level | 6'10'' x 7'4'' |
| 4pc Bathroom | Main level | — |
| Primary Bedroom | Main level | 11'7'' x 12'5'' |
| Family room | Main level | 12'6'' x 16'0'' |
| Eat in kitchen | Main level | 12'1'' x 13'4'' |
Description
Welcome to 97 Queen Street, a four-bedroom, two-bathroom detached home offering character and convenience in the heart of Brantford. Located close to Wilfrid Laurier University and the downtown core, this property puts shopping, dining and public transit nearby—an appealing option for buyers seeking a central location, parents purchasing for a university student, or investors exploring their next opportunity. Four bedrooms provide flexibility for family living, guests or a dedicated home office. An unfinished partial basement with a separate entrance offers additional storage space, while the front porch adds a welcoming touch. Updates include a new roof in September 2026 and a water heater replaced with a tankless water heater in 2022. With its versatile space and proximity to downtown amenities, 97 Queen Street is an opportunity to make your next move in an established Brantford neighbourhood. (Some photos have been virtually staged.) (id:63161)
Listing Information
- MLS®
- 40874458
- Data last synced
- October 28, 2026
Revel Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Revel Realty Inc
MLS® Number: 40874458
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$264/sqft
Building average
—
No other active listings in this building
2043 - Downtown Core average
$296/sqft
4 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$299,920.00
Periodic payment — Principal & Interest (monthly)$1,934.98
Additional monthly expenses (condo fees, tax, utilities, etc.)$352.80
Total monthly cost$2,287.78
Interest paid over 5-yr term$85,957.93
Balance at end of term$269,779.01
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,745
Stress test qualifying rate8.19%
Payment you must qualify for$2,761.53
Cash Needed at Closing
Minimum down payment$18,745
Estimated Land Transfer Tax (LTT)$4,099
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,344
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
