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Property Type: Detached HouseOwnership: Freehold
169 GEORGE Street
Brantford, ON N3T2Z2
MLS® 40851981
88
Walk Score
65
Bike
$549,000
4 bed3 bath3 parking1,434 sqftBuilt 1855
88
Walk Score
65
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Frontage
- 70 feet
NLR (F9A270C40)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,557.09
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 8'10'' x 7'5'' |
| Bedroom | Second level | 11'7'' x 11'4'' |
| Bedroom | Second level | 12'10'' x 9'1'' |
| 4pc Bathroom | Second level | — |
| Laundry room | Main level | 5'11'' x 9'4'' |
| Mud room | Main level | 5'7'' x 9'11'' |
| Living room | Main level | 15'6'' x 12'1'' |
| 3pc Bathroom | Main level | 5'11'' x 8'6'' |
| Kitchen/Dining room | Main level | 12'2'' x 15'10'' |
| Bedroom | Main level | 12'11'' x 9'9'' |
| 3pc Bathroom | Main level | 5'7'' x 6'3'' |
| Kitchen | Main level | 9'0'' x 17'2'' |
Description
Great opportunity for First-Time Buyers & Sharp Investors! Conveniently located just a short walk to downtown Brantford and Sir Wilfrid Laurier University, near transit and the train station. Central P.S. is minutes from 169 George Street. This spacious 2 story home offers a flexible layout to suit multi-generational living or generating income potential. Separate entrances – creating independent spaces. The main floor offers 2 kitchens, 2 full bathrooms, 2 laundry set-ups, bedroom and living room. Upstairs are 3 spacious bedrooms and a bathroom. The partial basement provides endless storage possibilities. Step outside to enjoy the fenced backyard with mature established landscaping for privacy. Fabulous space to relax and host BBQ’s. The private driveway and detached garage take care of all your parking needs. Some of the improvements are: Fence 2022, roof 2018, windows 2021, bathroom updated 2023, laundry & main floor bathroom 2025, 2nd kitchen updated 2023. (id:63159)
Listing Information
- MLS®
- 40851981
- Data last synced
- September 15, 2026
Coldwell Banker Momentum Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Coldwell Banker Momentum Realty
MLS® Number: 40851981
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$383/sqft
Building average
—
No other active listings in this building
2043 - Downtown Core average
$257/sqft
4 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.4% ($29,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,200.00
Periodic payment — Principal & Interest (monthly)$2,833.57
Additional monthly expenses (condo fees, tax, utilities, etc.)$368.42
Total monthly cost$3,201.99
Interest paid over 5-yr term$125,875.98
Balance at end of term$395,061.82
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,024.97
Cash Needed at Closing
Minimum down payment$29,900
Estimated Land Transfer Tax (LTT)$7,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
