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Property Type: Detached HouseOwnership: Freehold
109 SYDENHAM Street
Brantford, ON N3R3Y7
MLS® 40851758
$499,900
3 bed2 bath2 parking1,533 sqft
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Frontage
- 33 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,126.41
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 14'0'' x 16'0'' |
| Bedroom | Second level | 14'0'' x 16'0'' |
| 4pc Bathroom | Second level | — |
| Kitchen | Second level | 8'0'' x 14'0'' |
| Storage | Main level | 10' x 16' |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 14'0'' x 16'0'' |
| Kitchen/Dining room | Main level | 12'0'' x 19'0'' |
| Living room | Main level | 14'0'' x 20'0'' |
| Foyer | Main level | 4'0'' x 14'0'' |
Description
Welcome to 109 Sydenham Street, This 3 bedroom, 2 kitchen, 2 bathroom family house is ready for you. main floor has big living room, bedroom, kitchen, 4 PC bathroom and storage room. Second floor has 2 bedrooms, another kitchen and a 4 PC full bathroom. Big fenced backyard with a big deck, single wide long driveway can park 2 cars and lots of street parking. whole house has just fresh painted, new sidings, new deck. Gas finance and central Air conditioner, 2 Hydro meters. This house is perfect for multiple generation family that proving the convenience and privacy of the whole family. can be used as 2 One-bed units with separated entrance. (id:63159)
Listing Information
- MLS®
- 40851758
- Data last synced
- September 15, 2026
Royal LePage Brant Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Brant Realty
MLS® Number: 40851758
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$326/sqft
Building average
—
No other active listings in this building
2041 - Terrace Hill average
$409/sqft
15 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$337.53
Total monthly cost$2,917.68
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
