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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
57 TERRACE HILL Street
Brantford, ON N3R1E8
MLS® 40873942
75
Walk Score
38
Bike
$579,900
3 bed2.5 bath1 parking1,608 sqft
75
Walk Score
38
Bike
Open House
Thursday, October 29
5:00 PM – 7:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 32 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,365.68
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second level | 20'10'' x 12'0'' |
| Bedroom | Second level | 10'10'' x 9'0'' |
| Bedroom | Second level | 13'8'' x 11'5'' |
| 4pc Bathroom | Second level | 6'7'' x 12'0'' |
| Living room | Main level | 13'2'' x 12'0'' |
| Kitchen | Main level | 19'0'' x 12'6'' |
| Dining room | Main level | 11'3'' x 15'10'' |
| Den | Main level | 10'0'' x 17'2'' |
| 2pc Bathroom | Main level | 5'9'' x 5'11'' |
Description
Welcome to 57 Terrace Hill, where thoughtful renovations meet modern comfort and peace of mind. Completely transformed from the inside out, this beautifully updated home offers 3 bedrooms, 1.5 bathrooms, and a fresh, inviting interior designed for everyday living. With extensive improvements extending beyond the cosmetic finishes to include significant structural upgrades, this property offers much more than meets the eye. Every detail has been carefully considered to create a home that feels both stylish and functional, while the substantial behind-the-scenes improvements provide added confidence for years to come. Whether you're a first-time buyer, downsizing, or simply looking for a move-in-ready home without the hassle of renovations, this home is an opportunity to enjoy the benefits of a beautifully renewed property! Electrical with Romex (2022), plumbing with pex (2022), all new duct work (2025), windows, door, deck (2024), Roof (2026). (id:63161)
Listing Information
- MLS®
- 40873942
- Data last synced
- October 27, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40873942
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$361/sqft
Building average
—
No other active listings in this building
2041 - Terrace Hill average
$406/sqft
15 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$463,920.00
Periodic payment — Principal & Interest (monthly)$2,993.05
Additional monthly expenses (condo fees, tax, utilities, etc.)$360.47
Total monthly cost$3,353.53
Interest paid over 5-yr term$132,960.81
Balance at end of term$417,297.54
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,240.60
Cash Needed at Closing
Minimum down payment$32,990
Estimated Land Transfer Tax (LTT)$8,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
