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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
74 RICHMOND Street
Brantford, ON N3T3Y5
MLS® 40874009
82
Walk Score
60
Bike
$649,990
3 bed2.5 bath6 parking1,828 sqftBuilt 1880
82
Walk Score
60
Bike
Open House
Thursday, October 29
6:00 PM – 8:00 PM
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.13 acres
- Frontage
- 48 feet
M2-27, RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,418.45
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | 7'2'' x 8'2'' |
| Bedroom | Second level | 7'2'' x 12'2'' |
| Bedroom | Second level | 10'11'' x 12'5'' |
| Primary Bedroom | Second level | 10'3'' x 17'10'' |
| 2pc Bathroom | Main level | 5'8'' x 3'3'' |
| Kitchen | Main level | 16'3'' x 13'7'' |
| Dining room | Main level | 15'4'' x 12'1'' |
| Foyer | Main level | 6'7'' x 21'0'' |
| Living room | Lower level | 12'5'' x 29'9'' |
Description
Century-home charm, modern comforts and no rear neighbors! Welcome to 74 Richmond Street, where thoughtfully preserved character meets beautifully updated living, all backing onto green space. The spacious main floor features a custom kitchen with a generous island, handcrafted copper range hood, heated floors, gas stove and farmhouse sink. A large dining room offers plenty of space for entertaining, while the inviting living room is anchored by a beautiful stone fireplace. Upstairs, three spacious bedrooms are complemented by a four-piece bathroom with heated floors. Step outside to a backyard made for gathering and unwinding, featuring a covered deck, room to entertain and a peaceful green-space backdrop with no homes directly behind. Completing the property is an impressive 20' x 27' detached garage/shop, offering excellent space for hobbies, projects or storage. A wonderful blend of timeless character, everyday comfort and exceptional outdoor living. (id:63161)
Listing Information
- MLS®
- 40874009
- Data last synced
- October 28, 2026
Re/Max Twin City Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc
MLS® Number: 40874009
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$356/sqft
Building average
—
No other active listings in this building
2042 - North Ward average
$367/sqft
15 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($39,999) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,992.00
Periodic payment — Principal & Interest (monthly)$3,354.81
Additional monthly expenses (condo fees, tax, utilities, etc.)$459.20
Total monthly cost$3,814.02
Interest paid over 5-yr term$149,031.20
Balance at end of term$467,734.49
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,999
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.71
Cash Needed at Closing
Minimum down payment$39,999
Estimated Land Transfer Tax (LTT)$9,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,974
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
