Loading…
Property Type: Detached HouseOwnership: Freehold
72 ALBION Street
Brantford, ON N3T3M4
MLS® 40861018
$525,000
4 bed2.5 bath2 parking1,748 sqftBuilt 1876
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.11 acres
- Frontage
- 40 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,288
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Den | Second level | 8'0'' x 11'10'' |
| 4pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 11'9'' x 12'2'' |
| Bedroom | Second level | 15'3'' x 8'1'' |
| Bedroom | Second level | 9'10'' x 10'0'' |
| Bedroom | Second level | 11'11'' x 10'3'' |
| 2pc Bathroom | Main level | — |
| Sunroom | Main level | 15'11'' x 8'6'' |
| Eat in kitchen | Main level | 15'2'' x 15'1'' |
| Office | Main level | 11'10'' x 10'9'' |
| Dining room | Main level | 11'9'' x 14'11'' |
| Living room | Main level | 11'11'' x 16'10'' |
Description
Charming 1876 character home steeped in history, close to shops and services on Brant Ave. and the university! Original details throughout, updated with newer main-floor flooring and appliances. All original windows have California Shutters (2013). Large eat-in kitchen, dining room with sitting area, separate living room, and main-floor half bath. Unique double staircase - one at the front entryway, one from the kitchen. Enjoy the enclosed 3-season sunroom overlooking the large, fully fenced lot with shed. Upstairs offers 4 bedrooms and a full bath - ideal for a large family or student rental income potential. Unfinished basement for storage. Heritage designation applies to exterior, windows & porch only - interior is yours to make your own. A rare blend of character and opportunity! Contact City of Brantford for information on the Heritage Grant Program. (id:63161)
Listing Information
- MLS®
- 40861018
- Data last synced
- October 26, 2026
Peak Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Peak Realty Ltd.
MLS® Number: 40861018
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$300/sqft
Building average
—
No other active listings in this building
2042 - North Ward average
$371/sqft
15 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($27,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$420,000.00
Periodic payment — Principal & Interest (monthly)$2,709.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$361.00
Total monthly cost$3,070.70
Interest paid over 5-yr term$120,373.21
Balance at end of term$377,791.36
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$27,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,857.49
Cash Needed at Closing
Minimum down payment$27,500
Estimated Land Transfer Tax (LTT)$6,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
