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Property Type: Detached HouseOwnership: Freehold
122 WILLIAM Street
Brantford, ON N3T3L1
MLS® 40858518
$599,919
3 bed2.5 bath3 parking1,625 sqftBuilt 1890
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 33 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,100
Interior
- Basement
- Unfinished, Partial
- Heating
- Heat Pump
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 13'1'' x 21'11'' |
| Bedroom | Second level | 10'4'' x 8'4'' |
| Bedroom | Second level | 10'4'' x 8'6'' |
| Primary Bedroom | Second level | 10'3'' x 10'5'' |
| 4pc Bathroom | Main level | 9'1'' x 7'4'' |
| 2pc Bathroom | Main level | 3'8'' x 7'4'' |
| Sunroom | Main level | 10'5'' x 15'1'' |
| Kitchen | Main level | 11'11'' x 13'7'' |
| Dining room | Main level | 13'1'' x 14'2'' |
| Family room | Main level | 13'2'' x 17'1'' |
| Living room | Main level | 11'1'' x 10'2'' |
| Foyer | Main level | 17'9'' x 6'11'' |
Description
Welcome to 122 William Street in Brantford. This beautifully maintained two-storey brick century home seamlessly blends timeless character and classic architectural details with the comforts of everyday living. From the moment you arrive, the large, inviting covered front porch and lovely front gardens create a warm and welcoming first impression. Inside, the home showcases an abundance of original charm, including natural hardwood floors, impressive original baseboards, and detailed wood moldings throughout. The main level features soaring 9-foot ceilings and multiple inviting living spaces, offering plenty of room to relax, entertain, or gather with family and friends. The sunroom is a particularly inviting retreat, complete with a cozy wood stove and peaceful views overlooking the backyard. A separate dining room featuring built-in shelving provides a wonderful setting for family meals and entertaining. Both bathrooms are conveniently located on the main floor. The full bathroom features a beautiful clawfoot tub and separate shower, while the additional two-piece bathroom adds everyday convenience. Upstairs the home offers three comfortable bedrooms. Outside, the property offers a low-maintenance, grass-free backyard, creating an ideal space to relax and enjoy the outdoors without the upkeep of a large lawn. A detached garage provides additional storage and parking convenience. This property is conveniently located just minutes from shopping, schools, the hospital, medical centres, and a variety of everyday services. Filled with warmth, character, and beautifully preserved original details, this charming century home offers a wonderful opportunity to enjoy spacious living in a home with enduring appeal. Book your showing today! (id:63159)
Listing Information
- MLS®
- 40858518
- Data last synced
- October 17, 2026
Pay It Forward Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Pay It Forward Realty
MLS® Number: 40858518
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$369/sqft
Building average
—
No other active listings in this building
2042 - North Ward average
$366/sqft
15 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,992) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,935.00
Periodic payment — Principal & Interest (monthly)$3,096.38
Additional monthly expenses (condo fees, tax, utilities, etc.)$339.33
Total monthly cost$3,435.71
Interest paid over 5-yr term$137,550.75
Balance at end of term$431,703.08
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,992
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.30
Cash Needed at Closing
Minimum down payment$34,992
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,965
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
