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Property Type: Detached HouseOwnership: Freehold
49 PALMERSTON Avenue
Brantford, ON N3T4L1
MLS® 40853712
$629,900
3 bed1 bath1,325 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.07 acres
- Frontage
- 24 feet
NLR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,955.87
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 12'6'' x 17'4'' |
| Utility room | Basement | 10'7'' x 17'4'' |
| Laundry room | Basement | 1'3'' x 22'0'' |
| Attic | Third level | 13'0'' x 24'2'' |
| Office | Second level | 7'3'' x 9'3'' |
| 4pc Bathroom | Second level | 6'2'' x 7'3'' |
| Bedroom | Second level | 9'11'' x 10'6'' |
| Bedroom | Second level | 10'4'' x 10'8'' |
| Bedroom | Second level | 9'11'' x 10'6'' |
| Kitchen | Main level | 10'4'' x 14'10'' |
| Dining room | Main level | 13'4'' x 14'11'' |
| Living room | Main level | 10'10'' x 12'11'' |
Description
Step back in time and experience the timeless charm of this classic Century Home, where character and craftsmanship meet everyday comfort. Offering 3 spacious bedrooms plus a second-floor office, this home provides plenty of space for families, professionals, or those working from home. The inviting living room is warm and welcoming, while the formal dining room is perfect for entertaining and is complemented by a charming butler's pantry. The large eat-in kitchen offers ample space for family meals, and a convenient main-floor water closet is tucked near the second staircase. Original hardwood floors, elegant crown moulding, and stunning coffered ceilings showcase the grandeur and quality of a bygone era. The unfinished third-floor attic presents an exciting opportunity to create additional living space, a studio, or a private retreat to suit your needs. The dry basement houses the laundry and utilities and features a walk-up to the backyard. Outside, a generous yard includes a concrete pad ready for your future patio, garage, or outdoor entertaining space. Situated in the desirable Dufferin neighbourhood, this home is surrounded by mature tree-lined streets and is just a short walk to Dufferin Park, offering a wonderful setting for families and outdoor enthusiasts alike. If you've been searching for a home with history, charm, and endless potential, this Century Home is ready to welcome its next chapter. **Photos have been enhanced to highlight the property** (id:63161)
Listing Information
- MLS®
- 40853712
- Data last synced
- October 26, 2026
Royal LePage Action Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Action Realty
MLS® Number: 40853712
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$475/sqft
Building average
—
No other active listings in this building
2037 - Lansdowne average
$365/sqft
5 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($37,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$503,920.00
Periodic payment — Principal & Interest (monthly)$3,251.12
Additional monthly expenses (condo fees, tax, utilities, etc.)$395.66
Total monthly cost$3,646.78
Interest paid over 5-yr term$144,424.92
Balance at end of term$453,277.67
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$37,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,589.52
Cash Needed at Closing
Minimum down payment$37,990
Estimated Land Transfer Tax (LTT)$9,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
