Loading…
Property Type: Detached HouseOwnership: Freehold
191 ST. PAUL Avenue
Brantford, ON N3T4G6
MLS® 40870613
$449,900
2 bed1 bath2 parking1,334 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1.5
- Lot size
- 0.05 acres
- Frontage
- 40 feet
NLR (F12 A360 C40)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,871.19
Interior
- Basement
- Unfinished, Partial
- Heating
- Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 11'8'' x 20'1'' |
| Bedroom | Main level | 9'7'' x 20'11'' |
| 4pc Bathroom | Main level | 5'4'' x 9'8'' |
| Mud room | Main level | 7'7'' x 14'11'' |
| Kitchen | Main level | 11'1'' x 14'1'' |
| Dining room | Main level | 8'7'' x 8'10'' |
| Living room | Main level | 14'1'' x 13'6'' |
Description
Welcome to this lovely Brantford cottage in the historic Dufferin area! This home sits directly across from the 45 acres of preserved woodlands at the W. Ross Macdonald School, giving you a peaceful view right out your front window. When you walk into the front entrance, you will notice pride of ownership, tastefully decorated boasting high ceilings, crown moulding and wainscotting. The large living and dining area features gleaming hardwood floors and feels very spacious. There is a huge bedroom on the main floor that can easily be split back into two rooms if you need an extra bedroom. The main floor also features a nice eat-in kitchen and a large mudroom at the back for extra storage. Finishing off this floor is a modernized main floor 4 pc bathroom. Upstairs, you will find a large and private loft bedroom that makes a perfect quiet retreat. Outside, there is a private paved driveway with room for two cars. The backyard is fully fenced and landscaped, complete with a great deck for relaxing or entertaining. You can move in with total peace of mind because the big updates are already done. The furnace and central air conditioning are brand new from 2025, and the roof, siding, and windows were all updated in 2018. Best of all, you are just a short walk or drive away from local shopping, the Dufferin French Immersion school, tennis courts, parks, and walking trails. (id:63159)
Listing Information
- MLS®
- 40870613
- Data last synced
- October 19, 2026
Re/Max Twin City Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc
MLS® Number: 40870613
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$337/sqft
Building average
—
No other active listings in this building
2037 - Lansdowne average
$400/sqft
5 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$359,920.00
Periodic payment — Principal & Interest (monthly)$2,322.08
Additional monthly expenses (condo fees, tax, utilities, etc.)$306.27
Total monthly cost$2,628.35
Interest paid over 5-yr term$103,154.11
Balance at end of term$323,749.20
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,495
Stress test qualifying rate8.19%
Payment you must qualify for$3,313.99
Cash Needed at Closing
Minimum down payment$22,495
Estimated Land Transfer Tax (LTT)$5,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,468
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
