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Property Type: Detached HouseOwnership: Freehold
27 FRANK STREET
Brantford, ON N3T5C8
MLS® X13880814
$499,900
2 bed1 bath5 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 115.7 x 110.4 FT ; 39.53'x74.75'x110.40'x41.93'x108.16'
- Frontage
- 115.8 feet
NLR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,238.07 (2026)
Interior
- Basement
- Partially finished, Full
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom | Main level | — |
| Other | Lower level | — |
| Laundry room | Lower level | — |
| Other | Lower level | — |
| Other | Lower level | — |
| Utility room | Lower level | — |
Description
Welcome to 27 Frank Street, a charming bungalow nestled in Brantford's highly desirable Holmedale neighbourhood, where community, convenience, and outdoor living come together. Freshly painted throughout, this move in ready home offers 2 bedrooms, 1 full bathroom, and 748 sq. ft. of comfortable main floor living, making it an excellent choice for first time buyers, downsizers, or investors. The bright primary bedroom easily accommodates a king size bed and additional furniture, while both bedrooms feature two windows, filling the home with natural light. Downstairs, the full basement is partially finished and offers additional living space, while the remaining unfinished area with full height ceilings provides excellent potential to expand further, create an in law suite, or explore future duplex potential. Step outside and discover one of this home's biggest highlights, an ample covered deck overlooking a private backyard with a large paved entertaining area, plenty of room for a trampoline, hot tub, BBQ, or outdoor gatherings, plus a large storage shed. The detached garage is an ideal workshop, complete with a workbench and window, making it perfect for hobbyists, mechanics, or anyone looking for dedicated workspace separate from the home. Situated on a unique corner lot with two separate driveways from Frank Street and Watson Street, this home offers exceptional parking and convenience. You're just steps from Westdale Park, Waterworks Park, T.B. Costain/SC Johnson Community Centre, scenic walking and cycling trails leading toward Port Dover, the Grand River, and Glenhyrst Art Gallery, while enjoying one of Brantford's friendliest neighbourhoods, known for community events throughout the year. Whether you're looking for your first home, a peaceful place to retire, or an investment with future potential, 27 Frank Street offers the perfect combination of comfort, character, and opportunity. (id:63159)
Listing Information
- MLS®
- X13880814
- Tax assessment year
- 2026
- Data last synced
- October 18, 2026
REVEL REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REVEL REALTY INC.
MLS® Number: X13880814
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$269.84
Total monthly cost$2,849.99
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
