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Property Type: Detached HouseOwnership: Freehold
27 HIGH Street
Brantford, ON N3R3Y3
MLS® 40856989
$379,900
1 bed1 bath1 parking792 sqftBuilt 1910
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 29 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,427.59
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | — |
| Primary Bedroom | Main level | 8'6'' x 18'0'' |
| Kitchen | Main level | 12'0'' x 12'8'' |
| Dining room | Main level | 9'0'' x 12'10'' |
| Living room | Main level | 12'10'' x 12'11'' |
Description
EXTENSIVELY RENOVATED BUNGALOW IN SOUGHT-AFTER TERRACE HILL, This home can easily be converted back to 2 bedrooms. Welcome to this beautifully updated one-bedroom open concept bungalow nestled on a peaceful street in the desirable Terrace Hill neighbourhood. This charming home has been extensively renovated and is move-in ready, offering the perfect blend of comfort, style, and functionality. The main floor features a bright, open concept layout that's perfect for modern living. Stylish laminate flooring flows throughout the bedroom and living room, creating a cohesive and contemporary feel. The updated kitchen is a true highlight, featuring a convenient eating area and direct access to a delightful screened-in sunroom where you can enjoy your morning coffee or relax with a good book. Adding to the convenience, main floor laundry means no more trips up and down stairs. Step outside to discover your private oasis. The fully fenced rear yard includes a deck that's perfect for entertaining, gardening, or providing a safe space for pets. At the front of the home, a concrete driveway offers easy parking and low maintenance. Situated on a quiet street in Terrace Hill, this home offers peaceful living while remaining close to local amenities, schools, parks, and shopping. The open concept design maximizes space and natural light, while the screened sunroom provides a wonderful bonus living area to enjoy throughout the seasons. Don't miss this opportunity to own a beautifully updated home in one of the area's most desirable locations! (id:63159)
Listing Information
- MLS®
- 40856989
- Data last synced
- September 21, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40856989
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$480/sqft
Building average
—
No other active listings in this building
2041 - Terrace Hill average
$394/sqft
15 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$303,920.00
Periodic payment — Principal & Interest (monthly)$1,960.79
Additional monthly expenses (condo fees, tax, utilities, etc.)$242.30
Total monthly cost$2,203.09
Interest paid over 5-yr term$87,104.35
Balance at end of term$273,377.02
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,798.36
Cash Needed at Closing
Minimum down payment$18,995
Estimated Land Transfer Tax (LTT)$4,174
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,669
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
