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Property Type: Detached HouseOwnership: Freehold
42 PEEL STREET
Brantford, ON N3S5L8
MLS® X14099696
86
Walk Score
76
Bike
$549,900
4 bed2.5 bath7 parking
86
Walk Score
76
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 54 x 92 FT
- Frontage
- 54 feet
NLR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,333.78
Interior
- Basement
- Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreational, Games room | Main level | — |
| Bathroom | Second level | — |
| Kitchen | Main level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Living room | Main level | — |
| Bedroom 4 | Second level | — |
| Bedroom | Main level | — |
| Laundry room | Main level | — |
| Office | Main level | — |
| Bathroom | Main level | — |
Description
Welcome to 42 Peel Street in Brantford! Offering nearly 1,900 square feet of beautifully renovated living space, this impressive 4-bedroom, 2- bathroom brick home is move-in ready. The bright, open-concept layout features a newly updated kitchen with a breakfast island, a spacious living room, a separate family room with skylights, a dedicated home office, main floor laundry and an attached garage. A convenient main-floor bedroom offers excellent potential for an in-law suite or private guest space. Two separate driveways provide ample parking, while the backyard features multiple deck and patio areas-perfect for relaxing or entertaining on warm summer evenings. Numerous updates include most windows, exterior doors, roof, furnace, central air conditioning (2026), a 100-amp breaker panel, an insulated garage door, and more. Centrally located close to schools, parks, trails, restaurants, shopping, grocery stores, and other everyday amenities. Schedule your private viewing today! (id:63161)
Listing Information
- MLS®
- X14099696
- Data last synced
- October 26, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X14099696
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 7 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$277.82
Total monthly cost$3,116.03
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.25
Cash Needed at Closing
Minimum down payment$29,990
Estimated Land Transfer Tax (LTT)$7,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
