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Property Type: Detached HouseOwnership: Freehold
46 MAITLAND STREET
Brantford, ON N3S6L1
MLS® X14095490
64
Walk Score
61
Bike
$299,900
2 bed1 bath1 parking
64
Walk Score
61
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 33.2 x 72 FT
- Frontage
- 33.2 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,182 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Lower level | — |
Description
Welcome to 46 Maitland Street, a detached brick bungalow offering an affordable opportunity to own a freehold home in Brantford. Featuring 2 bedrooms and 1 bathroom, this property is ready for its next owner to make it their own. Whether you're envisioning a fresh new interior, creating a cozy first home, or adding value as an investment, there's plenty of opportunity to bring your own ideas to life. The rear yard offers even more potential for outdoor living, gardening, entertaining or simply creating a private space to enjoy. The partial unfinished basement provides laundry, storage and utility space. Vacant and available for immediate possession. Located close to local schools, parks, shopping and convenient commuter routes, this property represents an incredible opportunity for first-time buyers, investors or renovators looking for a detached home with potential. (id:63159)
Listing Information
- MLS®
- X14095490
- Tax assessment year
- 2025
- Data last synced
- October 20, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: X14095490
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$239,920.00
Periodic payment — Principal & Interest (monthly)$1,547.88
Additional monthly expenses (condo fees, tax, utilities, etc.)$181.83
Total monthly cost$1,729.72
Interest paid over 5-yr term$68,761.76
Balance at end of term$215,808.82
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,209.08
Cash Needed at Closing
Minimum down payment$14,995
Estimated Land Transfer Tax (LTT)$2,974
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,469
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
