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Property Type: TownhouseOwnership: Condominium
5 - 492 GREY STREET
Brantford, ON N3S7S6
MLS® X14092482
47
Walk Score
62
Bike
$430,000
2 bed1 bath1 parking
47
Walk Score
62
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Bungalow
- Stories
- 1
R4A (120U), R4A (57U)
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $362/mo
- Annual property tax
- $2,233.15 (2026)
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- Unfinished, N/A
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
| Utility room | Basement | — |
Description
Welcome to 492 Grey Street, Unit 5, located in Brantford's established Echo Place neighborhood! This beautifully renovated 2-bedroom, 1-bathroom raised bungalow condo offers the perfect blend of modern comfort, accessibility and low-maintenance living. Thoughtfully updated throughout, the home features a brand-new kitchen complete with new appliances, bright and inviting living spaces, and a fully wheelchair-accessible main floor with convenient access from both the front entrance and rear deck. The unfinished basement provides generous storage and potential for additional living space. Enjoy the convenience of being directly across from Woodman Park Community Centre, with nearby parks, shopping, restaurants and easy access to Highway 403. Whether you're downsizing, starting out or simply looking for comfortable one-floor living, this move-in-ready home is one you won't want to miss! (id:63161)
Listing Information
- MLS®
- X14092482
- Tax assessment year
- 2026
- Data last synced
- October 26, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X14092482
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$345/sqft
67 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$344,000.00
Periodic payment — Principal & Interest (monthly)$2,219.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$547.78
Total monthly cost$2,767.15
Interest paid over 5-yr term$98,591.39
Balance at end of term$309,429.11
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,167.40
Cash Needed at Closing
Minimum down payment$21,500
Estimated Land Transfer Tax (LTT)$5,075
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,075
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
