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Property Type: TownhouseOwnership: Condominium
41 - 273 ELGIN STREET
Brantford, ON N3S5B2
MLS® X13871314
$387,000
3 bed2 bath1 parking
Amenities
Visitor Parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
RMR
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $586/mo
- Annual property tax
- $2,057.69 (2026)
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Recreational, Games room | Basement | — |
Description
Welcome to 41-273 Elgin Street, a well-maintained townhouse condo offering comfort, convenience, and exceptional value in a central location. With easy highway access and just minutes from grocery stores, shopping, and everyday amenities, this is the perfect place to call home. This 3-bedroom, 2-bathroom home offers a functional layout with a finished basement. The living room is bathed in natural light and adjacent to the eat-in kitchen (new fridge and dishwasher) which is ideal for everyday living and entertaining. In the warmer months, your main floor living space extends to your fully fenced private patio, perfect for summer BBQs, outdoor dining, or enjoying your morning coffee in privacy. The upper level features three bedrooms and a 4-piece bathroom, offering plenty of space for families, guests, or a home office setup. The lower level extends your living area with a versatile recreation room, a convenient full bathroom and laundry. This home is an excellent opportunity for first- time buyers, downsizers, or investors looking to add a solid property to their portfolio. (id:63159)
Listing Information
- MLS®
- X13871314
- Tax assessment year
- 2026
- Data last synced
- October 8, 2026
REVEL REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REVEL REALTY INC.
MLS® Number: X13871314
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$345/sqft
67 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,350) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$309,600.00
Periodic payment — Principal & Interest (monthly)$1,997.43
Additional monthly expenses (condo fees, tax, utilities, etc.)$757.47
Total monthly cost$2,754.91
Interest paid over 5-yr term$88,732.25
Balance at end of term$278,486.20
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,350
Stress test qualifying rate8.19%
Payment you must qualify for$2,850.66
Cash Needed at Closing
Minimum down payment$19,350
Estimated Land Transfer Tax (LTT)$4,280
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,130
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
