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Property Type: TownhouseOwnership: Condominium
D - 164 HENRY STREET
Brantford, ON N3S5C7
MLS® X14006656
$399,000
3 bed2.5 bath1 parking
Amenities
Visitor Parking
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $400/mo
- Annual property tax
- $2,217.2 (2026)
Maintenance Fee Includes
Water
Also included: Insurance
Interior
- Basement
- Full, Walk out
- Heating
- Baseboard heaters, Electric
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
Description
Welcome to 164 Henry Street, Unit D - a beautifully updated townhome offering stylish, low-maintenance living in the heart of Brantford. Ideally situated close to schools, parks, public transit, shopping and everyday amenities, this inviting home combines thoughtful updates, functional living space and the convenience of condo living. Offering 1,083 sq. ft. of finished living space, the home features a walk-out to the rear yard, an additional bonus room and a well-designed layout that makes everyday living and entertaining effortless. The main level welcomes you with a bright and functional open-concept feel, featuring a comfortable living room, well-appointed kitchen, inviting eat-in breakfast area and convenient powder room - creating a seamless space for both relaxing and hosting. Upstairs, three generously sized bedrooms provide comfortable accommodations, complemented by a beautifully updated four-piece bathroom. With new flooring throughout and freshly painted interiors, the home is truly move-in ready, allowing you to simply unpack and settle in. The lower level offers a practical utility area with laundry and additional storage, along with convenient access to the fully fenced rear yard - an ideal outdoor space for children, pets or enjoying some fresh air. Adding even more versatility, the converted garage has been thoughtfully transformed into a spacious recreation room, providing valuable additional living space and offering the flexibility to convert back to a garage if desired. Notable updates include a new fence (2026), roof (2025), hot water heater (2025), AC/heat ducts (2023) and windows (2022). With its move-in-ready condition, flexible living spaces and prime location, this home is an excellent opportunity for first-time buyers, young professionals or small families looking for comfort, convenience and low-maintenance living in Brantford. (id:63159)
Listing Information
- MLS®
- X14006656
- Tax assessment year
- 2026
- Data last synced
- October 19, 2026
SOTHEBY'S INTERNATIONAL REALTY CANADA
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SOTHEBY'S INTERNATIONAL REALTY CANADA
MLS® Number: X14006656
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$345/sqft
67 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$584.77
Total monthly cost$2,644.14
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,950
Stress test qualifying rate8.19%
Payment you must qualify for$2,939.06
Cash Needed at Closing
Minimum down payment$19,950
Estimated Land Transfer Tax (LTT)$4,460
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,910
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
