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Property Type: Detached HouseOwnership: Freehold
54 WALTER STREET
Brantford, ON N3S1N8
MLS® X14090160
59
Walk Score
54
Bike
$769,900
4 bed3 bath3 parking
59
Walk Score
54
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 44 x 97.3 FT
- Frontage
- 44 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,971.82
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Recreational, Games room | Basement | — |
| Bedroom | Basement | — |
Description
54 Walter Street offers a rare mix of flexibility, functionality, and long-term potential in one of Brantford's established neighbourhoods. The property features a well-maintained layout with the added benefit of a self-contained in-law suite, with water resistant laminate creating options for multigenerational living, guest accommodation, or supplemental income.Large windows provide natural light throughout, while the floor plan allows for comfortable everyday living and adaptable use over time. The property is conveniently located near schools, parks, shopping, public transit, and major transportation routes, making daily errands and commuting straightforward.The lot offers usable outdoor space with room to personalize and enjoy. Whether you're looking for a home that can accommodate extended family, an investment with added versatility, or a property with future potential, this address presents an opportunity that stands apart from the typical offering.A practical property with built-in flexibility in a growing community where adaptable housing options continue to be in demand. (id:63159)
Listing Information
- MLS®
- X14090160
- Data last synced
- October 18, 2026
ROYAL LEPAGE PRG REAL ESTATE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE PRG REAL ESTATE
MLS® Number: X14090160
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
237 m away
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($51,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$615,920.00
Periodic payment — Principal & Interest (monthly)$3,973.71
Additional monthly expenses (condo fees, tax, utilities, etc.)$330.99
Total monthly cost$4,304.69
Interest paid over 5-yr term$176,524.44
Balance at end of term$554,022.03
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$51,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,566.49
Cash Needed at Closing
Minimum down payment$51,990
Estimated Land Transfer Tax (LTT)$11,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
