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Property Type: Detached HouseOwnership: Freehold
64 CARMICHAEL CRESCENT
Brantford, ON N3R8A9
MLS® X13838702
$1,199,000
5 bed3 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 49.5 x 122.7 FT
- Frontage
- 49.6 feet
R1 B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,119.1 (2025)
Interior
- Basement
- Partially finished, Full
- Heating
- Heat Pump, Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Description
Welcome home to 64 Carmichael Crescent, situated in the highly desirable Northridge neighbourhood of Brantford. Meticulously cared for and thoughtfully renovated, this 5-bedroom, 3-bathroom home showcases pride of ownership inside and out. Backing onto the third hole of Walter Gretzky Golf Course, enjoy a mature, private setting with no rear neighbours. The bright and spacious main floor is designed for entertaining. A welcoming foyer leads into the generous living room, filled with natural light and flowing seamlessly into the dining area. At the heart of the home is the renovated custom kitchen featuring white shaker-style cabinetry, a large charcoal island with farmhouse sink, JennAir 6-burner range with built-in flat top, KitchenAid stainless steel appliances, stylish backsplash, under-cabinet lighting and separate coffee bar. A bistro area and sliding patio doors provide direct access to the backyard. A few steps down, the inviting rec room features large windows and plenty of natural light. A generous bedroom and 3-piece bathroom complete this level, ideal for guests or extended family. Upstairs you'll find three bedrooms, including the spacious primary retreat with a spa-inspired ensuite featuring a walk-in shower and soaker tub, plus an additional 4-piece bathroom. A fifth bedroom above the garage offers flexibility as a home office, gym, playroom or additional bedroom. Outside, the beautifully maintained backyard is a private retreat. A multi-tiered wooden deck offers multiple spaces for entertaining, including a covered pergola with lounge and dining areas. A flagstone patio with hot tub, lush gardens and mature trees complete the setting, while fencing maintains privacy without compromising the golf course views. Updates include renovations completed in 2022, replacement windows over the years, roof (2016), heat pump (2023), furnace (2025) and water heater (2025). A beautifully updated home offering space, privacy and an exceptional backyard setting. (id:63159)
Listing Information
- MLS®
- X13838702
- Tax assessment year
- 2025
- Data last synced
- October 19, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13838702
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (condo fees, tax, utilities, etc.)$676.59
Total monthly cost$6,865.02
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$94,900
Stress test qualifying rate8.19%
Payment you must qualify for$8,560.91
Cash Needed at Closing
Minimum down payment$94,900
Estimated Land Transfer Tax (LTT)$20,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$116,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
