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Property Type: Condo / ApartmentOwnership: Condominium
640 WEST Street Unit# 909
Brantford, ON N3R6M3
MLS® 40841975
$399,900
2 bed2 bath1 parking1,288 sqftBuilt 1975
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
RHD
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $1,149/mo
- Annual property tax
- $2,949.98
Maintenance Fee Includes
WaterManagementHeat
Also included: Electricity, Insurance, Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Main level | — |
| 4pc Bathroom | Main level | — |
| Sitting room | Main level | 11'1'' x 12'1'' |
| Bedroom | Main level | 9'7'' x 14'2'' |
| Primary Bedroom | Main level | 18'10'' x 21'0'' |
| Dining room | Main level | 9'2'' x 11'2'' |
| Kitchen | Main level | 8'10'' x 11'8'' |
| Living room | Main level | 12'0'' x 23'2'' |
Description
Completely renovated luxury high-rise condo offering 2+ bedrooms, 2 full baths, underground parking and an unbeatable lifestyle close to all amenities with quick highway access. Perched on the 9th floor, this stunning unit has a total of 1340 sq ft of living space with massive, private 40’ balcony & showcases breathtaking panoramic views - an exceptional extension of the living space, perfect for relaxing or entertaining. Inside, the professionally redesigned open-concept layout creates seamless flow between the kitchen, dining and living areas. The chef-inspired kitchen features all new stainless steel appliances, beautiful soft-close cabinetry, granite countertops, and a large center island with excellent storage and seating for several - ideal for gatherings and everyday living. The spacious living room is filled with natural light, complemented by a defined dining area for more formal occasions. Throughout the unit, brand new luxury vinyl flooring provides a modern, cohesive finish. The massive primary suite offers a walk-in closet plus an additional double closet, along with a beautifully updated ensuite featuring a brand new step-in shower with elegant glasswork. A generous second bedroom includes its own double closet, while the former third bedroom has been opened into a versatile sitting area or media space that enhances the open feel. This room can easily be turned back into a 3rd bedroom if needed. The building and grounds have been tastefully updated in recent years and offer excellent amenities including a large party room fostering a warm community atmosphere, a gym, elegant billiard room and spacious laundry facilities. A truly turnkey opportunity combining luxury, space and convenience. (id:63161)
Listing Information
- MLS®
- 40841975
- Data last synced
- October 28, 2026
Century 21 Heritage House Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Heritage House Ltd
MLS® Number: 40841975
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$310/sqft
Building average
—
No other active listings in this building
2013 - Brier Park average
$233/sqft
2 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,458.55
Total monthly cost$3,522.57
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,945.68
Cash Needed at Closing
Minimum down payment$19,995
Estimated Land Transfer Tax (LTT)$4,474
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,969
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
